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18861 Lookout Dr, Twain Harte, CA, 95383

4beds
4baths
2,681sqft
$675,000
$252price/sqft
$5,043/moest. monthly cost
$201,720/yrincome needed

About This Home

Twain Harte Lake Membership Home bring the whole crew! The Twain Harte Lake is an exclusive private community lake that is available to members and their guests. Enjoy Bingo, BBQ and Wine nights. This multi-level large home comfortably sleeping up to 14, with bedrooms, sleeping areas and full bathrooms on each level. Experience the community pool, public golf course, tennis courts, mini-golf & concerts in the park. Featuring high vaulted ceilings, a spacious loft on the first floor, main living area has primary room, kitchen, living area propane fireplace, large dining area & a beautiful outdoor deck. Lower level boasts 3 bedrooms with one being a large bunk room for a crowd. Lower level also has a full bathroom, large game/rec room w/ ping pong, sofas and dinning creating the potential for a separate living area. There is plenty of storage throughout the home. Home has recently been painted on the exterior. There are two mini-split systems for efficient heating and A/C. Come up & enjoy the outdoors and the tranquility of our Sierra Mountains...It's only a 2 1/2 drive from most Bay Area locations. We are only a short drive to Yosemite National Park, Pinecrest Resort, minutes to downtown Twain Harte, and close to hiking, snow and water skiing.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
Twain Harte SchoolGrades K-80.3 mi
6/10
Summerville High SchoolGrades 9-125.9 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1984

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Counter - Solid Surface
  • Window features: Window Coverings
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace,MultiUnits,See Remarks
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 2,681
  • Total interior livable area: 2,681 sqft

Kitchen

  • Features: Breakfast Bar, Counter - Solid Surface, Dishwasher, Disposal

Property

Details

  • Parcel number: 049030007000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Three or More Stories
  • Pool features: In Ground,See Remarks,Community

Lot

  • Lot size: 6,969 sqft
  • Features: Cul-De-Sac,Sloped Down,Dead End

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Lightning
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters in Tuolumne County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$355$4,260
Property Taxes $701$8,412
Electricity $574$6,898
Total$5,043$60,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,902/yr
40% on housing$151,290/yr
45% on housing$134,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.5%
18.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 95383$226
Tuolumne County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 95383$246
Tuolumne County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Listed for sale$685,000
2026-02-01Listing removed$685,000
2025-11-30Price change$685,000
2025-09-27Listed for sale$699,999
2021-12-10Sold$493,000
2021-11-26Pending sale$515,000
2021-10-07Price change$515,000
2021-08-13Price change$529,000
2021-06-14Price change$549,000
2021-04-09Listed for sale$569,000

For Sale by Agent

AgentBetsy Hurst
BrokerageCentury 21/Wildwood Properties

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