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1025 92nd St #503, Bay Harbor Islands, FL, 33154

2beds
2baths
1,215sqft
$660,000
$543price/sqft
$4,602/moest. monthly cost
$184,080/yrincome needed

About This Home

Beautiful 2 bedroom/2 bathroom in the heart of Bay Harbor Islands. Walking distance to Kane Concourse, numerous restaurants, places of worship, A+ Ruth K. Broad K-8 School, Bay Harbor Island's Community Center, Surfside, Bal Harbour Shops, various children's parks as well as a dog park located directly across the street. Unit comes with 2 DESIGNATED PARKING SPACES located directly next to stairwell & elevator. Unit comes with ADDITIONAL STORAGE located outside of the unit. Catch the sunrise & sunset on the building's roof with panoramic city views. Rooftop has an OVERSIZED HEATED POOL with separate BBQ area that can be reserved for private events. Hurricane impact windows throughout, washer & dryer in unit, & large balcony. Owners installed additional wall mounted storage & hidden dryer adjacent to washing machine. Unit can be rented min. 30 days. Great for an investment property, end user, or vacation property.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

5/10
5/10
Nautilus Middle SchoolGrades 6-84.7 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Ice Maker,Microwave,Electric Range,Refrigerator,Self Cleaning Oven,Washer/Dryer Leased,Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Interior Hall,Lobby,Kitchen Island,Elevator,Stacked Bedroom,Walk-In Closet(s)
  • Window features: Blinds,High Impact Windows

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,215
  • Total interior livable area: 1,215 sqft

Property

Details

  • Parcel number: 1322271110150
  • Attached to another structure: Yes

Features

  • Pool features: Association
  • Exterior features: Balcony
  • Spa features: Community
  • Has view: Yes
  • View description: Other

Parking

  • Total spaces: 2
  • Parking features: 2 Or More Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$35$420
Property Taxes $1,033$12,396
Electricity $197$2,366
Total$4,602$55,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,782/yr
40% on housing$138,060/yr
45% on housing$122,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$543This listing

vs Other Active Listings

Avg $/sqft

ZIP 33154$1,405
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33154$935
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$645,000
2026-06-18Listed for sale$660,000
2026-05-04Pending sale$660,000
2026-03-09Price change$660,000
2026-01-28Listed for sale$675,000
2024-10-02Sold$610,000
2024-07-25Contingent$675,000
2024-07-02Listed for sale$675,000
2020-06-23Listing removed$435,000
2020-05-06Listed for sale$435,000
2020-04-01Listing removed$435,000
2020-01-29Price change$435,000
2019-11-06Listed for sale$445,000

For Sale by Agent

AgentLauren Turchin
BrokerageFine Realty Group Inc

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