20569 Ponderosa Way, Tuolumne, CA, 95379
About This Home
$10,000 CLOSING CREDIT with full price offer! Quaint two story home with a gentle sloping lot and level parking pad. With a 1/3 acre of naturally landscaped property you have plenty of open parking and outdoor storage. The slate tile entry showcases a dragon fly mosaic and wood beam accents. A primary bedroom is on the entry level of the home generous in size with a deep closet. The full bathroom is adjacent this room with a tub/shower combo and full laundry hookups. UPSTAIRS is an open floor plan combining the living, dining and kitchen areas. A unique free standing wood stove accents the back corner while also providing a backup heat source. Finishing the upper level is the hall closet, 1/2 bathroom and second bedroom currently setup for an office. A small fenced area is along the back of the home which ties into the front deck. Living here you will enjoy the close proximity to music in the parks, Black Oak Casino, Ponderosa community pool and more!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Existing
- Year built: 1979
Materials
- Foundation: Concrete
- Roof: Shingle
- Construction materials: Composition Shingles,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Dryer,Washer
- Laundry features: Dryer,Gas Dryer Hookup,Washer,Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Bamboo
- Number of fireplaces: 1
- Fireplace features: Free Standing,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Oil,Wood Stove
- Cooling features: Ceiling Fan(s),Wall/Window Unit(s)
Interior Area
- Total structure area: 1,152
- Total interior livable area: 1,152 sqft
Kitchen
- Features: Dishwasher, Refrigerator
Property
Details
- Parcel number: 087151009
- Zoning: R1MX
- Special condition: Standard
Features
- Levels: Two Story
- Stories: 2
- Pool features: In Ground,See Remarks,Community
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.37 Acres
- Features: Sloped Up
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Heat Wave
- Inland Flooding
- Lightning
- Drought
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Tuolumne County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $213 | $2,556 |
| Electricity | $398 | $4,786 |
| Total | $1,892 | $22,704 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-02 | Price change | $230,000 |
| 2025-07-15 | Price change | $249,000 |
| 2024-09-20 | Price change | $264,000 |
| 2024-07-15 | Listed for sale | $269,000 |
| 2007-04-13 | Sold | $247,000 |
View on Zillow