




19824 Pine Mountain Dr, Groveland, CA, 95321
About This Home
Lakefront Retreat at Pine Mountain Lake – Steps from the Marina! Discover this beautifully updated lakefront cabin ideally located just a short stroll from Pine Mountain Lake's main marina beach. Perfectly blending rustic charm with modern comfort, this 3-bedroom, 2-bathroom home also features a sleeping loft and a large bonus room on the lower level—ideal for extra guests or a fun-filled game and media space. The heart of the home is a stunning open-concept kitchen and living area with knotty pine vaulted ceilings, exposed beams, and abundant natural light. Enjoy fresh interior paint and new luxury vinyl plank flooring throughout, creating a warm and inviting atmosphere. Comfort is key year-round with four efficient mini-split systems providing personalized heating and cooling in each room. Step outside to expansive double wrap-around decks offering extended outdoor living and views of the lake—perfect for morning coffee, evening wine, or entertaining under the stars. This home is sold fully furnished, including all appliances, making it truly turnkey and rental-ready. Currently operating as a highly successful short-term rental, this property offers an exceptional investment opportunity or a dream lakeside getaway for family and friends.
Getting Around
Schools
Construction
Condition
- Property condition: Existing
- Year built: 1976
Materials
- Foundation: Concrete,Concrete Perimeter
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Dryer,Washer
- Laundry features: 220 Volt Outlet,Dryer,Laundry Room,Washer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Dining Area,Breakfast Bar,Pantry,Updated Kitchen
- Window features: Window Coverings
- Flooring: Vinyl,See Remarks
- Number of fireplaces: 2
- Fireplace features: Family Room,Free Standing,Living Room,Raised Hearth,Stone,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: MultiUnits,See Remarks,Wood Stove,Fireplace(s)
- Cooling features: Multi Units,See Remarks
Interior Area
- Total structure area: 1,810
- Total interior livable area: 1,810 sqft
Kitchen
- Features: Breakfast Bar, Stone Counters, Dishwasher, Electric Range/Cooktop, Disposal, Kitchen Island, Microwave, Pantry, Refrigerator, Updated Kitchen
Property
Details
- Parcel number: 090110016000
- Zoning: R1
- Special condition: Standard
Features
- Levels: Two Story
- Stories: 2
- Pool features: None,Community
- Exterior features: Low Maintenance
- Has view: Yes
- View description: Lake,Marina,Water,Trees/Woods
- Has water view: Yes
- Water view: Lake,Marina,Water
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 8,276 sqft
- Features: Corner Lot
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Tuolumne County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $470 | $5,640 |
| Property Taxes | $644 | $7,728 |
| Electricity | $398 | $4,786 |
| Total | $5,304 | $63,648 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Listed for sale | $750,000 |
| 2025-12-13 | Listing removed | $775,000 |
| 2025-08-26 | Listed for sale | $775,000 |
| 2021-03-24 | Listing removed | -- |
| 2018-03-15 | Sold | $457,000 |
| 2014-08-15 | Sold | $420,000 |
| 2014-01-03 | Listed for sale | $425,000 |
| 2013-08-20 | Listing removed | $499,000 |
| 2013-05-03 | Listed for sale | $499,000 |
| 2012-06-30 | Listing removed | $529,000 |
| 2012-05-26 | Listed for sale | $529,000 |
| 2012-03-02 | Listing removed | $489,000 |
| 2011-07-31 | Price change | $489,000 |
| 2011-04-13 | Listed for sale | $550,000 |
| 2009-07-28 | Listing removed | $789,000 |
| 2009-07-18 | Price change | $789,000 |
| 2009-06-15 | Listed for sale | $859,000 |
| 2005-09-09 | Sold | $362,000 |
