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19007 Digger Pine St, Groveland, CA, 95321

2beds
2baths
1,244sqft
$305,000
$245price/sqft
$2,430/moest. monthly cost
$97,200/yrincome needed

About This Home

Delightfully nestling in the serene setting of 19007 Digger Pine Street, Groveland, California, this radiant three-story home exudes warmth and charm. Composed of two nice bedrooms and 1 1/2 bathrooms, this immaculate abode makes relaxation a breeze. On the ground floor, there is a versatile room that can fit any of your lifestyle needs - be it an office, library, game room, or gym; alongside is the nice two car garage. Ascend a flight of stairs to discover a cozily gathered kitchen, living area, laundry room, a majestic fireplace, and two generous bedrooms. An expansive front deck, tailor-made for memorable entertaining, completes this level. The third floor features a loft-style bedroom and a convenient half bath. This property has more. Within the gated community of Pine Mountain Lake, enjoy it's beautiful lake and golf course, as well as the distinguished restaurant "The Grill at Pine Mountain Lake", the refreshing "Pine Mountain Lake Swim Center", the "GCSD Dog Park" for your furry friends, and well-regarded "Tioga High School". And a cherry on top, it's a short drive away from the stunningly beautiful Yosemite National Park and a drive the other direction to historical Sonora and Columbia National Park. It's not too far from snow and water skiing, fishing and hiking. Come up and enjoy the Sierra Foothills!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Tenaya Elementary SchoolGrades K-81.8 mi
--
Tioga High SchoolGrades 9-120.2 mi
--
Don Pedro High SchoolGrades 9-1213.5 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1972

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Dryer,Inside,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,244
  • Total interior livable area: 1,244 sqft

Kitchen

  • Features: Breakfast Bar, Electric Range/Cooktop, Microwave, Refrigerator

Property

Details

  • Parcel number: 091300059000
  • Zoning: R-1,mx
  • Special condition: Standard

Features

  • Levels: Three or More Stories
  • Pool features: In Ground,See Remarks,Community
  • Exterior features: Low Maintenance

Lot

  • Lot size: 9,583 sqft
  • Features: Level,Rectangular Lot,Sloped Up

Parking

  • Total spaces: 6
  • Parking features: Attached,Off Street,RV/Boat Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Tuolumne County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$191$2,292
Property Taxes $299$3,588
Electricity $398$4,786
Total$2,430$29,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,314/yr
40% on housing$72,900/yr
45% on housing$64,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.5%
18.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 95321$276
Tuolumne County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 95321$188
Tuolumne County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$305,000
2026-06-27Price change$315,000
2026-05-17Listed for sale$325,000

For Sale by Agent

AgentBetsy Hurst
BrokerageCentury 21/Wildwood Properties

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