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1209 Summit Ave APT 202, Jersey City, NJ, 07307

2beds
1baths
1,118sqft
$499,000
$446price/sqft
$3,749/moest. monthly cost
$149,960/yrincome needed

About This Home

Welcome to this stylish, sun-filled 1,118 sqft condo with parking delivering the ultimate in urban convenience and spacious comfort. Designed entirely on a single floor, this beautifully maintained 2-bedroom, 1-bathroom home features an airy open-concept layout accentuated by gleaming hardwood floors and oversized windows that flood the space with natural light. The modern kitchen is a chef's delight, boasting stainless steel appliances, granite countertops, a breakfast bar, and excellent storage. The expansive living area easily accommodates both a large setup and a full-sized dining table. Both bedrooms are generously sized and offer ample closet space. Commuting is an absolute breeze with public transportation to New York City and Downtown Jersey City right at your doorstep. Located in the highly desirable Jersey City Heights, the home sits within easy walking distance of the Jersey City Global Charter School, local parks, vibrant dining, and shopping. Building amenities elevate your lifestyle with a 4th-floor gym, 3rd-floor bike storage, an on-site laundry room, and the ultimate city luxury: deeded covered garage parking for one car (#11).

Getting Around

95
WalkingWalker's Paradise
70
TransitExcellent Transit
70
BikeVery Bikeable

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Oven
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,118
  • Total interior livable area: 1,118 sqft

Property

Details

  • Parcel number: 0600501000000002C0202
  • Other equipment: Intercom
  • Exclusions: All personal property

Parking

  • Parking features: 1 Car,Covered,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$105$1,260
Property Taxes $928$11,136
Electricity $193$2,318
Total$3,749$44,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,537/yr
40% on housing$112,470/yr
45% on housing$99,973/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$512
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$499,000
2026-05-15Listing removed$2,800
2026-05-05Price change$2,800
2026-05-04Listed for rent$2,500
2025-10-18Listing removed$2,700
2025-10-06Price change$2,700
2025-09-30Listed for rent$2,800
2018-11-06Sold$412,500
2018-08-06Listing removed$425,000
2018-06-01Listed for sale$425,000

For Sale by Agent

AgentSHAYE C LASTRA
BrokerageSERHANT NEW JERSEY LLC

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