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230 S Cottage Street, Porterville, CA, 93257

3beds
1baths
936sqft
$235,000
$251price/sqft
$1,922/moest. monthly cost
$76,880/yrincome needed

About This Home

A great opportunity for investors! This property offers additional income potential—you can live in the main house and rent out the studio. Contact the listing agent for more details.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
2/10
Bartlett Middle SchoolGrades 7-80.9 mi
7/10
Porterville High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Details

  • Parcel number: 260103008000

Features

  • Stories: 1

Lot

  • Lot size: 6,903 sqft
  • Lot size dimensions: .16

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Earthquake
Lightning

FEMA Declared Disasters in Tulare County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$74$888
Property Taxes $262$3,144
Electricity $398$4,786
Total$1,922$23,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,897/yr
40% on housing$57,660/yr
45% on housing$51,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 93257$466
Tulare County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 93257$229
Tulare County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-05Listed for sale$255,000
1992-01-06Sold$53,000

For Sale by Agent

AgentMarty Barrientos-Cabral
BrokerageEpique Realty

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