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12986 Mac Donald Dr, Ojai, CA, 93023

5beds
5baths
4,776sqft
$2,995,000
$627price/sqft
$19,603/moest. monthly cost
$784,120/yrincome needed

About This Home

An Ojai View Estate -Set behind the gates of Rancho Matilija, 12986 MacDonald presents a rare opportunity to own a private retreat in one of Ojai's most coveted settings. Just 90 minutes from West Los Angeles, 30 minutes from Santa Barbara, and only minutes from Lake Casitas, the property offers an effortless escape from the city without sacrificing convenience. Reached by a long private drive and bordering both the Ventura River and the Ojai Land Conservancy, the nearly three-acre estate is immersed in nature, with uninterrupted mountain vistas and front-row views of Ojai's iconic Pink Moment. Direct access to endless miles of hiking, equestrian, and mountain biking trails, along with nearby camping and outdoor recreation, creates an unmatched connection to the Ojai lifestyle. Designed to embrace its extraordinary surroundings, the residence features five bedrooms and five bathrooms, a view-oriented primary suite, expansive living spaces, hardwood floors throughout the main living areas, travertine in the entry and kitchen, three fireplaces, a three-car garage, and EV charging. Mature olive, citrus, palm, and specimen trees frame the grounds. Whether envisioned as a full-time residence or a luxurious weekend sanctuary, this view estate offers a unique combination of privacy, recreation, natural beauty, and accessibilityplacing world-class hiking, horseback riding, cycling, boating, and the vibrant restaurants, galleries, and boutiques of downtown Ojai just moments from your doorstep.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
3/10
Nordhoff Jr. HighGrades 7-81.9 mi
8/10
Nordhoff High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas,Oven,Range,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 4,776
  • Total interior livable area: 4,776 sqft

Property

Details

  • Parcel number: 0110250135
  • Zoning: RE2AC

Features

  • Patio & porch: Uncovered
  • Fencing: Back Yard

Lot

  • Lot size: 2.93 Acres

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Coastal Flooding
Landslide

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance *$611$7,332
Property Taxes $2,824$33,888
Electricity $1,024$12,289
Total$19,603$235,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$672,102/yr
40% on housing$588,090/yr
45% on housing$522,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$627This listing

vs Other Active Listings

Avg $/sqft

ZIP 93023$793
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93023$652
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for rent$10,000
2026-07-01Listed for sale$2,995,000
2026-04-18Listing removed$3,495,000
2026-03-24Listing removed$14,500
2026-03-09Listed for rent$14,500
2026-02-24Listing removed$14,500
2025-11-14Listed for rent$14,500
2025-10-24Listed for sale$3,495,000
2025-09-09Listing removed$11,000
2025-09-07Listing removed$3,800,000
2025-07-03Price change$11,000
2025-07-02Listed for rent$14,500
2025-06-12Listed for sale$3,800,000
2025-06-07Listing removed$3,800,000
2025-05-16Listed for sale$3,800,000
2025-05-01Listing removed$14,500
2025-04-09Listed for rent$14,500
2001-02-02Sold$1,060,000

For Sale by Agent

AgentJack La Plante
BrokerageLIV Sotheby's Ojai

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