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1284 Ferrara Dr, Ojai, CA, 93023

3beds
3baths
2,141sqft
$1,259,000
$588price/sqft
$8,411/moest. monthly cost
$336,440/yrincome needed

About This Home

Welcome to this beautifully designed 3-bedroom, 3-bath home in the desirable Oaks West community of the Ojai Valley. Featuring high ceilings and an open floor plan, this home offers both comfort and versatility with a spacious living room and a separate family room perfect for relaxing or entertaining. The primary suite is a true retreat, complete with a soaking tub, separate tiled shower, dual vanity, and a generous walk-in closet. A secondary en-suite bedroom provides added privacy and convenience for guests or family members. Step outside to a large yard shaded by mature oak trees, creating a peaceful, natural setting ideal for outdoor living. Enjoy the best of the Ojai lifestyle with easy access to Lake Casitas, the scenic route over the pass to Santa Barbara, and the Ojai Valley Trail, which stretches all the way to the Ventura beaches. This is a rare opportunity to own a home that combines space, charm, and an unbeatable location.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Matilija MiddleGrades 6-82.5 mi
8/10
Nordhoff High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas,Range,Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,141
  • Total interior livable area: 2,141 sqft

Property

Details

  • Parcel number: 0180192155
  • Zoning: R110

Features

  • Patio & porch: Uncovered
  • Fencing: Back Yard

Lot

  • Lot size: 10,018 sqft

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,366$76,392
Home Insurance *$256$3,072
Property Taxes $1,330$15,960
Electricity $459$5,509
Total$8,411$100,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,377/yr
40% on housing$252,330/yr
45% on housing$224,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$588This listing

vs Other Active Listings

Avg $/sqft

ZIP 93023$793
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93023$652
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$1,259,000
1995-11-09Sold$209,000

For Sale by Agent

AgentNora Davis
BrokerageLIV Sotheby's Ojai

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