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10674 N Creek Rd, Ojai, CA, 93023

3beds
2baths
1,215sqft
$917,000
$755price/sqft
$6,067/moest. monthly cost
$242,680/yrincome needed

About This Home

Nestled along Ojai's iconic Creek Road, known for its majestic oak and sycamore trees, scenic hillside views, and nearby equestrian facilities, this beautifully updated 3-bedroom, 2-bath one story home blends charm, style, and comfort. Offering approximately 1,215 square feet of thoughtfully designed living space, the inviting exterior features timeless river rock accents and a welcoming front porch. Inside, the open-concept floor plan centers around a stunning remodeled kitchen designed for everyday living and entertaining. Highlights include a custom mahogany wood waterfall island, Signature granite counter tops, dark stainless-steel appliances, Bosch convection oven and dishwasher, counter-depth refrigerator, 5-burner gas range, hammered solid copper farmhouse sink, soft-close cabinetry, basket-weave Travertine back splash, and a built-in wine refrigerator. Quality craftsmanship is evident throughout with crown molding, 4-inch baseboards, recessed lighting, solid interior doors, porcelain tile flooring with sanded glass grout, dual-pane windows, added insulation, two attic fans, and an interior laundry room with Samsung washer and dryer. The dining area features an energy-efficient mini-split system and opens to a covered pergola patio, perfect for morning coffee, outdoor dining, or relaxing. All three bedrooms offer luxury vinyl plank flooring and ceiling fans. The guest bath features a deep soaking tub with custom contemporary tile work, while the private primary suite includes custom built-in cabinetry, backyard access through a sliding glass door, and an updated en-suite bath with a floating dual-sink glass-top vanity and porcelain-tiled walk-in shower. Step outside to your private retreat where Tuscany-inspired pavers surround a built-in above-ground pool with river rock detailing, creating an ideal space for entertaining or enjoying the Ojai sunshine. Ideally located just minutes from downtown Ojai, this exceptional property offers possible boat or RV parking, easy access to hiking trails, horseback riding, the Ojai Valley Bike Trail, boutique shopping, restaurants, and all the charm of the Ojai Valley, with a convenient commute to Ventura or Santa Barbara.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

4/10
Sunset Elementary SchoolGrades K-81.5 mi
7/10
Ventura High SchoolGrades 9-128.6 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas,Oven,Range,Dishwasher,None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,215
  • Total interior livable area: 1,215 sqft

Property

Details

  • Parcel number: 0340050155
  • Zoning: RE2AC

Features

  • Patio & porch: Covered
  • Fencing: Back Yard

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,636$55,632
Home Insurance *$187$2,244
Property Taxes $846$10,152
Electricity $398$4,786
Total$6,067$72,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,011/yr
40% on housing$182,010/yr
45% on housing$161,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$755This listing

vs Other Active Listings

Avg $/sqft

ZIP 93023$794
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93023$652
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$875,000
2026-07-29Price change$917,000
2026-07-14Listed for sale$932,000
2011-01-26Sold$180,000
2010-09-24Listed for sale$239,000
2009-10-27Sold$130,000

For Sale by Agent

AgentGwen Harris
BrokerageLIV Sotheby's International RE

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