646 River St APT D, Fillmore, CA, 93015
About This Home
Don't miss this opportunity to own a spacious 3-bedroom, 2.5-bath condominium in a desirable Fillmore community. Ideally situated near the Vons Shopping Center, restaurants, schools, and local amenities, this home offers the perfect blend of convenience and value. Enjoy a low HOA of only $313 per month while taking advantage of community amenities, including a sparkling pool. The property features two assigned parking spaces, ample guest parking, and a comfortable floor plan designed for modern living. Whether you're a first-time buyer, investor, or looking to downsize, this centrally located home is one you won't want to miss.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1985
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Free-Standing Range
- Laundry features: In Garage
Bedroom
- Features: All Bedrooms Up
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- All Bedrooms Up
- Fireplace features: None
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,071 sqft
Property
Details
- Parcel number: 0410310105
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Community,See Remarks,Association
- Spa features: None
- Has view: Yes
- View description: None
Parking
- Total spaces: 2
- Parking features: Assigned
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Wildfire
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Ventura County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,427 | $29,124 |
| Home Insurance * | $86 | $1,032 |
| Property Taxes | $473 | $5,676 |
| Electricity | $398 | $4,786 |
| Total | $3,384 | $40,608 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $480,000 |
| 2026-07-08 | Price change | $499,000 |
| 2026-06-12 | Listed for sale | $510,000 |
| 2024-08-07 | Sold | $483,000 |
| 2024-07-29 | Contingent | $489,900 |
| 2024-07-18 | Listed for sale | $489,900 |
| 2024-07-07 | Contingent | $489,900 |
| 2024-07-01 | Price change | $489,900 |
| 2024-06-08 | Listed for sale | $495,000 |
| 2024-05-20 | Contingent | $495,000 |
| 2024-04-18 | Price change | $495,000 |
| 2024-03-24 | Listed for sale | $520,000 |
| 2014-03-07 | Sold | $176,000 |
| 2013-04-05 | Sold | $113,100 |
| 2012-10-18 | Listing removed | $125,000 |
| 2012-10-12 | Listed for sale | $125,000 |
| 2004-04-02 | Sold | $220,000 |
| 1996-09-18 | Sold | $65,000 |
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