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123 Elmhurst Ln, Fillmore, CA, 93015

2beds
1baths
912sqft
$549,000
$602price/sqft
$3,793/moest. monthly cost
$151,720/yrincome needed

About This Home

Welcome to 123 Elmhurst Lane in Fillmore! This is a great opportunity for someone looking to put their own touch on a home and build equity along the way. Located on a quiet cul de sac, this 2 bedroom, 1 bathroom home offers a functional floor plan, an attached garage, and plenty of potential for the next owner. While the property could use some updating, the location makes it well worth the investment. One of the added benefits is the low HOA, which helps maintain much of the exterior of the home, including the roof, helping reduce some of the maintenance responsibilities of ownership. This can be a great advantage for a first time buyer, or an added benefit for a seasoned investor looking to help minimize long term maintenance costs. Enjoy being just minutes from downtown Fillmore, local parks, schools, shopping, restaurants, and easy access to Highway 126. Fillmore continues to be one of Ventura County's hidden gems with its small town charm, beautiful mountain views, and welcoming community. Whether you are a first time buyer, investor, or someone looking for your next project, this is a chance to create something special in a location that is always in demand. Come see the potential and imagine the possibilities. Some photos have been altered and enhanced.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
3/10
Fillmore Middle SchoolGrades 6-80.6 mi
6/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Gas Dryer Hookup

Bathroom

  • Features: Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 912 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 0520170495
  • Attached to another structure: Yes
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Concrete
  • Spa features: None
  • Fencing: Block,Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 3,136 sqft
  • Features: Sprinklers None

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire
Drought

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$98$1,176
Property Taxes $521$6,252
Electricity $398$4,786
Total$3,793$45,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,045/yr
40% on housing$113,790/yr
45% on housing$101,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$602This listing

vs Other Active Listings

Avg $/sqft

ZIP 93015$858
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93015$378
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$499,000
2026-08-06Price change$524,000
2026-06-25Listed for sale$549,000
2001-05-02Sold$167,000

For Sale by Agent

AgentAdrian Robledo
BrokerageDiamond Realty

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