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712 N Main St, Piru, CA, 93040

2beds
1baths
866sqft
$569,000
$657price/sqft
$3,866/moest. monthly cost
$154,640/yrincome needed

About This Home

Charming 1920s Craftsman Cottage in Historic PiruA perfect blend of historic character and modern convenience. Nestled against a scenic mountain backdrop in the peaceful town of Piru, this 100-year-old home honors its vintage roots while offering the ease of a fresh, turn-key update.Vintage Charm Meets Modern UpdatesGreat care has been taken to preserve the timeless cottage character of this home, while thoughtful improvements ensure it is completely move-in ready.Preserved Character: From its classic architectural lines to its cozy, inviting layout, the authentic vintage heart of the home shines through.Thoughtful Updates: Enjoy the peace of mind that comes with recent updates, giving you a fresh, worry-free foundation to just unpack and start living.Bright & Welcoming: Large windows flood the main living spaces with natural California sunshine, framing views of the surrounding hills.Low-Overhead, Stress-Free LivingForget about the hidden costs that usually come with buying a home. This property keeps your monthly payments straightforward and predictable:No HOA feesNo Mello-Roos or special local bond assessmentsNo solar leases to assume--just pure, independent ownership.Parking: Features a practical 2-car driveway with easy access.Affordable Financing Options Available!Looking for an easier way to step into homeownership? This property is a fantastic candidate for FHA financing. For qualified buyers, it can be paired with California down payment assistance programs (like CalHFA), making a zero-down payment option a real possibility.If you've been looking for an affordable, character-filled home that won't burden you with a heavy weekend project list or surprise monthly fees, this historic gem is ready for its next chapter.Schedule your tour today to experience this unique historic home in person!*One of the sellers is a licensed California real estate agent*

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Piru Elementary SchoolGrades K-50.2 mi
3/10
Fillmore Middle SchoolGrades 6-87.3 mi
6/10

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1927

Materials

  • Foundation: Combination
  • Roof: Composition
  • Construction materials: Blown-In Insulation,Drywall,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Oven,Gas Range,Gas Water Heater,Microwave,Range Hood,Tankless Water Heater,Water Purifier,Dryer,Washer
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Inside,In Kitchen

Bathroom

  • Features: Bathtub,Full Bath on Main Level,Remodeled,Separate Shower,Tub Shower,Vanity

Bathroom

  • Features: Jack and Jill Bath

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Block Walls,Eat-in Kitchen,Bar,All Bedrooms Down,Jack and Jill Bath
  • Window features: Screens
  • Flooring: Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 866 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Remodeled,Updated Kitchen

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home,No Stairs,Parking,Accessible Doors

Details

  • Parcel number: 0560060010
  • Zoning: N/A
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground
  • Pool features: None
  • Patio & porch: Rear Porch,Covered
  • Exterior features: Lighting
  • Spa features: None
  • Fencing: Fair Condition,Wood,Wrought Iron
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 3,049 sqft
  • Features: Back Yard,Garden,Sprinklers In Front,Lawn,Sprinklers Manual,Yard

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway Down Slope From Street,Driveway,On Site,Paved,Private,Workshop in Garage
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Landslide
Drought

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance *$264$3,168
Property Taxes $327$3,924
Electricity $398$4,786
Total$3,866$46,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,548/yr
40% on housing$115,980/yr
45% on housing$103,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$657This listing

vs Other Active Listings

Avg $/sqft

ZIP 93040$2,900
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93040$440
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-30Listed for sale$569,000
1994-05-26Sold$41,000

For Sale by Agent

AgentChristie Neal
BrokerageRealty ONE Group Summit

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