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771 Seneca St Unit D54, Ventura, CA, 93001

2beds
2baths
986sqft
$535,000
$543price/sqft
$3,656/moest. monthly cost
$146,240/yrincome needed

About This Home

This beautifully updated upper-floor two-bedroom, two-bath condominium offers a rare blend of privacy, comfort, and access to nature in one of Ventura's most desirable locations. Tucked away at the back of the community, the unit enjoys a secluded setting and directly adjoins land protected and managed by the Ventura Land Conservancy. Surrounded by mature trees and natural landscape, with a peekaboo view of the ocean from the back balcony. This home is especially appealing to those who appreciate birdlife, greenery, and a tranquil environment.Inside, the condo has been thoughtfully refreshed with an updated kitchen and bathrooms, along with new sound-proofed flooring installed throughout, a gas fireplace enhancing both style and livability. Additional features include the convenience of in-unit laundry, a one car garage, and a covered carport for added parking.Residents enjoy access to community amenities such as a pool/spa and fitness center, while the well managed HOA provides valuable coverage including water and fire insurance helping to simplify ownership.Ideally situated, this home is approximately 5 minutes from the beach and historic downtown Ventura, where you'll find a vibrant mix of shops, restaurants, and the Ventura Pier. It's also just 15 minutes to Ojai and about 30 minutes to Santa Barbara, offering easy access to some of the region's most sought-after destinations. Nearby hiking trails and a community greenway provide excellent outdoor options for both relaxation and recreation.Pet lovers will appreciate the flexible HOA policy allowing up to two dogs, two cats, or a combination of both.With its unique location, modern updates, and strong community features, this condo presents an exceptional opportunity for buyers seeking both lifestyle and value along the Central Coast.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
7/10
Ventura High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1989

Materials

  • Roof: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bathroom

  • Features: Bathtub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 986 sqft

Property

Details

  • Parcel number: 0690270595
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Community,Association
  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Association,Community
  • Fencing: None
  • Has view: Yes
  • View description: Peek-A-Boo

Lot

  • Features: Sprinklers None

Parking

  • Total spaces: 2
  • Parking features: Detached Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$65$780
Property Taxes $488$5,856
Electricity $398$4,786
Total$3,656$43,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,348/yr
40% on housing$109,680/yr
45% on housing$97,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$543This listing

vs Other Active Listings

Avg $/sqft

ZIP 93001$860
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93001$782
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$549,000
2022-06-01Sold$470,000
2001-06-22Sold$152,000

For Sale by Agent

AgentKorina Cardinali
BrokerageColdwell Banker Realty

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