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1033 E Santa Clara St, Ventura, CA, 93001

5beds
5baths
2,898sqft
$1,950,000
$673price/sqft
$12,501/moest. monthly cost
$500,040/yrincome needed

About This Home

Fabulous 4-unit building in the heart of downtown Ventura. This two-story, wood-frame property was originally built in 1910 and extensively renovated in 2025. Designed in the Victorian style by architect F. W. Whitton, it offers classic charm with modern updates in one of Ventura’s most desirable coastal locations. Ideally situated just ½ mile from the beach and one block from vibrant Main Street, the property provides easy access to a wide array of shopping and dining options. It boasts a Walk Score of 91 (“Walker’s Paradise”) and a Bike Score of 77 (“Very Bikeable”) and is approximately a 20-minute walk to the Metrolink station. The building spans approximately 2,898 square feet on an 8,400 square foot lot and features a mix of one- and two-bedroom units, all of which have been completely renovated in 2025. Amenities include a two-car garage, two-car carport with additional off-street parking, on-site laundry, secured entry, and patio/yard space. Residents enjoy close proximity to numerous parks, the beach, the Ventura County Fairgrounds, the Ventura Pier, and scenic hiking trails. This property offers excellent upside potential, including the possibility for short-term rental income (Airbnb) and the opportunity to add accessory dwelling units (ADUs), subject to local regulations. An exceptional investment opportunity in a premier beach community with strong long-term growth potential. Notably, as a four-unit property, it may qualify for residential financing, including a 30-year fixed-rate loan—helping mitigate interest rate volatility and enhance long-term returns.

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

4/10
7/10
Cabrillo Middle SchoolGrades 6-80.3 mi
7/10
Ventura High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1910

Materials

  • Foundation: Raised
  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Architectural style: Victorian
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Cooktop
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5

Features

  • Flooring: Laminate
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total structure area: 2,898
  • Total interior livable area: 2,898 sqft

Property

Details

  • Parcel number: 0730058160
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: front
  • Pool features: None
  • Exterior features: Rain Gutters
  • Spa features: None
  • Fencing: Chain Link
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 8,276 sqft
  • Features: 2-5 Units/Acre

Parking

  • Total spaces: 4
  • Parking features: Attached Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$237$2,844
Property Taxes $1,783$21,396
Electricity $621$7,457
Total$12,501$150,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$428,605/yr
40% on housing$375,030/yr
45% on housing$333,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$673This listing

vs Other Active Listings

Avg $/sqft

ZIP 93001$855
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93001$782
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$2,250,000
2024-02-02Sold$1,400,000
1999-01-21Sold$345,000

For Sale by Agent

AgentPhillip Sidenberg
BrokeragePinnacle Estate Properties

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