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81 Poinsettia Gardens Dr, Ventura, CA, 93004

2beds
2baths
1,440sqft
$479,000
$333price/sqft
$3,319/moest. monthly cost
$132,760/yrincome needed

About This Home

Welcome to 81 Poinsettia Gardens, located in a desirable gated 55+ community. This 2-bedroom, 2-bathroom home offers 1,440 sq ft of living space, perfect for relaxing or entertaining. Features include an enclosed patio sunroom, a designated laundry room, and a covered carport with space for 2-3 vehicles, plus a storage shed.Recent upgrades include a brand-new roof and fresh interior and exterior paint. Community amenities include a pond, lush greenery, pool, spa, clubhouse, fitness center, billiard room, and available RV parking. The HOA includes water, trash, cable TV, and grounds maintenance.Conveniently located near the 126 freeway and just 15 minutes from the beach, this home offers comfort and convenience in a well-maintained community.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
6/10
Balboa Middle SchoolGrades 6-83.7 mi
6/10
Buena High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Permanent
  • Roof: Shingle,See Remarks

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater
  • Laundry features: Washer Hookup,Gas Dryer Hookup

Bathroom

  • Features: Bathroom Exhaust Fan,Dual Sinks,Vanity

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Separate/Formal Dining Room,Storage
  • Flooring: Laminate
  • Fireplace features: None
  • Common walls with other units/homes: No One Above,No One Below

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,440 sqft

Property

Accessibility

  • Accessibility features: Parking

Details

  • Parcel number: 0900263410
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: All appliances.

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated,Indoor,Association
  • Patio & porch: Rear Porch,Covered,Enclosed
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 3,920 sqft
  • Features: Sprinklers In Rear

Parking

  • Parking features: Covered,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Wildfire

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$72$864
Property Taxes $427$5,124
Electricity $398$4,786
Total$3,319$39,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,794/yr
40% on housing$99,570/yr
45% on housing$88,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 93004$401
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93004$504
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$499,000
2026-01-15Sold$472,500
2025-12-11Pending sale$475,000
2025-10-24Listed for sale$475,000
2013-11-22Sold$194,900
2013-10-07Listed for sale$194,900
2003-10-31Sold$250,000

For Sale by Agent

AgentEmma Bovee
BrokerageRealty ONE Group Summit

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