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120 S Ojai St, Santa Paula, CA, 93060

4beds
2baths
--sqft
$950,000
--price/sqft
$6,278/moest. monthly cost
$251,120/yrincome needed

About This Home

Unique opportunity and an excellent chance to invest in the gorgeous community of Santa Paula! This residential duplex is set on a 14,810-sq ft lot (per assessor's records) with Commercial General zoning (per city records), offering lots of potential - live in one home and rent other! Two separate houses on one lot each have a private front yard. The first unit has 2 bedrooms and 1 bath, and the second unit has 2 bedrooms and 1 bath. The property is 1,160 sq ft total (per assessor's records) and close to Ventura County's incredible beaches. Santa Paula is set between the charming coastal city of Santa Barbara to the north and the bustling metropolitan area of Los Angeles to the south.

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

4/10
4/10
Isbell MiddleGrades 6-80.5 mi
5/10
Santa Paula HighGrades 9-120.6 mi

Construction

Condition

  • Year built: 1915

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Property

Details

  • Parcel number: 1010214015
  • Special condition: Bankruptcy Property
  • Exclusions: Personal property owned by the owner and tenants.

Features

  • Pool features: None
  • Spa features: None
  • Fencing: See Remarks
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.34 Acres
  • Features: Sprinklers None

Parking

  • Parking features: Public,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$168$2,016
Property Taxes $909$10,908
Electricity $398$4,786
Total$6,278$75,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,245/yr
40% on housing$188,340/yr
45% on housing$167,413/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 93060$460
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93060$415
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-23Listed for sale$950,000
2018-08-15Sold$470,000
2016-05-18Sold$385,000
2015-08-27Listing removed$389,900
2015-07-29Listed for sale$389,900
2002-07-19Sold$225,000

For Sale by Agent

AgentCynthia Aguilar
BrokerageCentury 21 Masters

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