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109 Monmouth Ave, Wayne, NJ, 07470

3beds
3baths
--sqft
$725,000
--price/sqft
$5,397/moest. monthly cost
$215,880/yrincome needed

About This Home

Welcome home to this newly constructed 3-bedroom, 3-bathroom Colonial nestled on a wooded lot in the heart of Wayne, where modern design meets everyday comfort. Step into the inviting entry foyer that opens to a bright, open main living space. The sunlit living and dining room combination features soaring ceilings, skylights, and expansive windows, creating an ideal setting for daily living and entertaining. The dining area flows seamlessly into the beautifully designed kitchen with custom cabinetry, quartz countertops, a center island, and brand-new appliances perfect for gathering and making memories. Down the hall, the first floor primary bedroom offers a peaceful retreat complete with walk in closet, full bathroom and access to the private balcony. A second bedroom and full bathroom complete the main level. Retreat upstairs to discover a spacious family room, ideal for relaxing, hosting movie nights or entertaining. Sliding glass doors lead out to the balcony. A generously sized bedroom, full bathroom, and laundry room complete the level. The walk-out ground level provides the opportunity for exceptional bonus space, perfect for a den, home office, gym, or hobby room. Sliding glass doors from the kitchen lead to a rear deck, ideal for outdoor entertaining, grilling, or al fresco dining surrounded by nature. A 1-car attached garage completes this thoughtfully designed new construction home, offering space, style, and comfort indoors and out.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
5/10
Wayne Valley High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas
  • Laundry features: Laundry Room,Level 2

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Walk-Out Access

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Living/Dining Combo
  • Level: First

Family Room

  • Level: Second

Features

  • Entrance Foyer,Bathroom,Den,Walkout
  • Window features: Skylight(s)
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: 4+ Units,Ductless Split AC

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2514008590000000060000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 10,018 sqft
  • Features: Wooded
  • Lot size dimensions: .229 AC

Parking

  • Total spaces: 4
  • Parking features: 1 Car Width,Driveway-Exclusive,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$174$2,088
Property Taxes $1,365$16,380
Electricity $193$2,318
Total$5,397$64,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,040/yr
40% on housing$161,910/yr
45% on housing$143,920/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07470$363
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07470$376
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-17Price change$759,000
2026-01-02Listed for sale$799,000
2022-09-24Listing removed--
2022-07-29Price change$200,000
2022-03-24Listed for sale$215,000
2008-03-11Sold$88,000

For Sale by Agent

AgentGene Lowe, Howard Hanna Rand Realty
BrokerageHoward Hanna Rand Realty

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