




120 Jersey Ave, Port Jervis, NY, 12771
About This Home
{An Excellent Investment Opportunity} Situated in one of Port Jervis's busiest commercial districts. Both the first and second floors feature independent entrances and separate utility metering (electricity, gas, and water). The first floor is ideally suited for a small retail shop or office; it includes 1.5 bathrooms, a foyer, a living room, a full kitchen, a master bedroom, a secondary bedroom, and a laundry room. The driveway is spacious enough to accommodate two shipping containers or approximately five vehicles. The second floor serves primarily as an apartment and offers a commanding view—allowing you to survey your property from above, much like a king. (The second-floor layout includes a full kitchen, a full bathroom, two master bedrooms, a secondary bedroom, a living room, and a dining room.) The basement is a partial-exposure (walk-out style) level suitable for storage—such as wine barrels or inventory—and houses the natural gas heating system for the first floor as well as a hot/cold water heating system that was newly replaced in 2025.If you are an interested buyer, please demonstrate your financial capability; before scheduling a viewing, kindly email a mortgage pre-approval letter or proof of funds to qq2556063007@gmail.com (to avoid wasting time for both parties).
Getting Around
Schools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Piers
- Roof: Slate
Type & Style
- Home type: Unknown
Interior
Basement
- Basement: Partially finished
Bedrooms & Bathrooms
- Bedrooms: 5
Features
- Flooring: Hardwood
- Fireplace: Yes
Heating
- Heating features: Electric,Gas,Wood / Pellet
Interior Area
- Total interior livable area: 2,196 sqft
Property
Details
- Parcel number: 331300132418
Features
- Exterior features: Vinyl
- Has view: Yes
- View description: Park,Territorial,Water,City,Mountain
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 5,000 sqft
Parking
- Parking features: Garage - Detached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $757 | $9,084 |
| Electricity | $362 | $4,354 |
| Total | $3,574 | $42,888 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $450,000 |
| 2026-04-04 | Listed for sale | $385,000 |
| 2026-04-01 | Listing removed | $450,000 |
| 2025-09-20 | Listed for sale | $450,000 |
| 2023-08-25 | Sold | $240,000 |
| 2023-06-16 | Pending sale | $245,000 |
| 2023-04-01 | Listed for sale | $245,000 |
| 2003-03-12 | Sold | $85,000 |
