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1300 Saratoga Ave Unit 1905, Ventura, CA, 93003

3beds
2baths
1,135sqft
$430,000
$379price/sqft
$3,032/moest. monthly cost
$121,280/yrincome needed

About This Home

Looking for a well located three-bedroom condo in central Ventura? This single level, second-floor residence offers 3 bedrooms, 2 full bathrooms, approximately 1,135 square feet, and a private balcony within an established community.The floor plan offers a comfortable separation between living and dining areas, along with three flexible bedrooms ideal for a home office, guest space, or everyday living needs. The primary bedroom features a private ensuite bathroom. Interior highlights include central heating and durable tile flooring throughout.Additional highlights include a one-car garage and assigned parking. The HOA provides exterior maintenance and shared community amenities.Conveniently located near Telephone Road and Victoria Avenue, the property offers access to shopping, dining, parks, and commuter routes.With its flexible floor plan and garage parking, this residence presents an appealing opportunity for owner occupants or investors seeking long-term value.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

4/10
6/10
Anacapa Middle SchoolGrades 6-81.8 mi
6/10
Buena High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1974

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Microwave
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Balcony,Ceiling Fan(s),High Ceilings,Open Floorplan,Quartz Counters
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,135 sqft

Property

Details

  • Parcel number: 1370150195
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Second floor
  • Private pool: Yes
  • Pool features: Community,Association
  • Patio & porch: None
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: None

Lot

  • Features: Sprinklers None

Parking

  • Total spaces: 2
  • Parking features: Assigned,Door-Single,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$68$816
Property Taxes $392$4,704
Electricity $398$4,786
Total$3,032$36,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,954/yr
40% on housing$90,960/yr
45% on housing$80,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 93003$413
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93003$547
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$430,000
2026-03-31Price change$440,000
2026-03-04Listed for sale$445,000
2025-08-25Listing removed$450,000
2025-06-29Listed for sale$450,000
2022-07-12Sold$400,000
2022-06-08Contingent$395,000
2022-06-02Listed for sale$395,000
2020-03-31Sold$305,000
2020-03-04Pending sale$310,000
2020-02-25Listed for sale$310,000
2018-02-17Listing removed$2,000
2018-02-13Listed for rent$2,000
2016-07-15Sold$220,000
2012-11-16Sold$143,500
2012-09-07Sold$107,000
2012-05-18Listed for sale$95,000
2001-02-08Sold$135,000

For Sale by Agent

AgentNancy Cuecuecha
BrokerageReal Broker

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