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1300 Saratoga Ave Unit 2009, Ventura, CA, 93003

2beds
1baths
873sqft
$418,000
$479price/sqft
$2,960/moest. monthly cost
$118,400/yrincome needed

About This Home

Welcome to this beautifully remolded 2- bedroom, 1 bath upstairs, corner unit , condo in Ventura's desirable Peppertree community. This move in ready home has been extensively upgraded throughout, featuring new central air conditioning and heat, new L.V.P flooring, recessed lighting, interior paint, new electrical panel, new baseboards, doors and door casing, base boards, and new modern door hardware. The remolded kitchen offers quartz countertops, new appliances ( with factory warranty's ),and an in unit washer / dryer combo unit. Additional features include a corner unit detached single car garage with new plywood separation, 1 assigned parking spot in front of unit, access to community amenities like fitness center, pool, and tennis courts.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

4/10
6/10
Anacapa Middle SchoolGrades 6-81.8 mi
6/10
Buena High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1973

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Laminate

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 873 sqft

Property

Details

  • Parcel number: 1370150295

Lot

  • Lot size: 871 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,113$25,356
Home Insurance *$66$792
Property Taxes $383$4,596
Electricity $398$4,786
Total$2,960$35,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,485/yr
40% on housing$88,800/yr
45% on housing$78,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$479This listing

vs Other Active Listings

Avg $/sqft

ZIP 93003$413
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93003$547
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$418,000
2026-03-30Sold$300,000
2008-05-19Listing removed$123,900
2008-04-25Listed for sale$123,900
2002-04-03Sold$140,000
2001-02-02Sold$119,500
1995-04-04Sold$62,500

For Sale by Owner

AgentProperty Owner

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