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248 Bellvale Lakes Road, Warwick, NY, 10990

2beds
3baths
1,612sqft
$719,000
$446price/sqft
$5,351/moest. monthly cost
$214,040/yrincome needed

About This Home

Tucked along scenic Bellvale Lakes Road on nearly 7 acres in Warwick, NY, this newer charming single-family home offers a peaceful country setting with inviting residential comfort. The property provides a practical layout suited for full-time living, a weekend retreat, or a quiet Hudson Valley escape. Surrounded by the natural beauty of Warwick, the home enjoys a desirable location near lakes, rolling hills, local farms, wineries, hiking, and the shops, dining, and community events of Warwick Village. The setting offers a sense of privacy while still keeping everyday conveniences within reach. In addition to the primary suite there is a second bedroom with private bath. A three season room with seasonal views perfect for flex space, game or media room. There is additional space in the basement that could be finished or used for additional storage. Easy access to the Appalachian Trail!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
6/10
9/10

Construction

Condition

  • Year built: 2017

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Refrigerator
  • Laundry features: Washer/Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Features

  • Eat-in Kitchen,Kitchen Island,Open Floorplan,Open Kitchen,Primary Bathroom,Storage,Walk-In Closet(s)
  • Flooring: Hardwood
  • Fireplace features: None
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Kitchen

  • Level: First

Lavatory

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 3354890470000001134.0000000
  • Special condition: None
  • Other equipment: None

Features

  • Levels: Three Or More
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 6.50 Acres
  • Features: Back Yard,Level,Private,Secluded,Stone/Brick Wall,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,635$43,620
Home Insurance *$240$2,880
Property Taxes $1,210$14,520
Electricity $266$3,196
Total$5,351$64,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,462/yr
40% on housing$160,530/yr
45% on housing$142,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 10990$323
Orange County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 10990$315
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$719,000
1999-08-20Sold$185,000

For Sale by Agent

AgentRosy T Wansor
BrokerageWansor Realty

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