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79 Silver Spring Road, New windsor, NY, 12553

2beds
1baths
912sqft
$269,000
$295price/sqft
$2,140/moest. monthly cost
$85,600/yrincome needed

About This Home

This 2-bedroom, 1-bath home offers a simple, functional layout with plenty of potential. In need of some TLC, it’s the perfect chance to customize and make it your own. Whether you’re looking to downsize or step into homeownership, this property is a smart and affordable option with room to add value. Don’t miss it!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
New Windsor SchoolGrades K-50.1 mi
3/10
South Middle SchoolGrades 6-81.1 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Range,Refrigerator,Washer,Water Softener Rented

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Property

Details

  • Parcel number: 3348000200000002094.0000000
  • Special condition: None
  • Exclusions: None

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$82$984
Property Taxes $452$5,424
Electricity $246$2,954
Total$2,140$25,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,371/yr
40% on housing$64,200/yr
45% on housing$57,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 12553$217
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12553$258
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Listed for sale$289,000
2018-04-19Listing removed$149,000
2018-03-17Listed for sale$149,000
2014-12-01Sold$1,300
2013-11-02Sold$1,200

For Sale by Agent

AgentDanielle Siltz
BrokerageRE/MAX Prime Properties

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