232 Caterina Way, Hayward, CA, 94545
About This Home
2.75% Assumable VA Loan. Must be a Veteran to assume. Located on a corner lot which allows the natural light to brighten up this home. 4-bedroom, 2.5-bath with owned solar and modern upgrades throughout. The functional two-story floor plan features all bedrooms, including the spacious primary suite, a full hall bath, and laundry room conveniently located upstairs. Enjoy laminate flooring, dual-pane windows, and a bright kitchen equipped with stainless steel appliances, a gas range, and a custom-built counter offering additional workspace, storage, and built-in wine and beverage refrigerators. The attached two-car garage includes a Tesla wall charger. Relax outdoors on the private patio just off the slider doors. Conveniently located near shopping, parks, and major commuter routes with easy access to I-80, the San Mateo Bridge, and San Francisco. Approximately 30 minutes to Oakland and SFO Airport.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing
- Year built: 2017
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stone,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Plumbed For Ice Maker,Microwave
- Laundry features: Hookups Only,Laundry Room,Electric,Upper Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Features
- Window features: Double Pane Windows,Screens,Window Coverings
- Flooring: Laminate,Tile,Carpet
- Fireplace features: None
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,958
- Total interior livable area: 1,958 sqft
Kitchen
- Features: Stone Counters,Dishwasher,Eat-in Kitchen,Disposal,Gas Range/Cooktop,Ice Maker Hookup,Microwave
Property
Details
- Parcel number: 44110068
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 2,178 sqft
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Alameda County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,562 | $66,744 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $1,129 | $13,548 |
| Electricity | $419 | $5,038 |
| Total | $7,278 | $87,336 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Price change | $1,100,000 |
| 2026-06-19 | Price change | $1,125,000 |
| 2026-06-10 | Listed for sale | $999,950 |
| 2026-05-08 | Listing removed | $1,150,000 |
| 2026-04-01 | Listed for sale | $1,150,000 |
| 2017-03-30 | Sold | $789,983 |
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