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3342 Ridden St, Camarillo, CA, 93010

4beds
2baths
1,472sqft
$859,000
$584price/sqft
$5,726/moest. monthly cost
$229,040/yrincome needed

About This Home

Some houses make you climb stairs to get to bed. This one doesn't ask that of you. A fully single-level 4-bedroom on a quiet interior street off Las Posas and Loma, freshly painted top to bottom with new laminate wood floors running clean through every room. Light pours in -- this one shows bright, not staged-bright, actually bright. New light fixtures throughout, updated landscaping front and back, and curb appeal that doesn't need explaining when you pull up. Out back: a covered patio and a private yard built for slow mornings with coffee, not upkeep weekends. Finished 2-car garage. Central Camarillo location puts you minutes from Old Town, the outlets, and an easy shot to the 101 whichever direction you're headed. 1,479 square feet, nothing wasted, nothing to redo. Move-in ready is overused -- this one actually is.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1964

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,472 sqft

Property

Details

  • Parcel number: 1670102025
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Spa features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,534 sqft
  • Features: Level,Sprinklers None

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,343$52,116
Home Insurance *$158$1,896
Property Taxes $827$9,924
Electricity $398$4,786
Total$5,726$68,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,320/yr
40% on housing$171,780/yr
45% on housing$152,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$584This listing

vs Other Active Listings

Avg $/sqft

ZIP 93010$457
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93010$508
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$850,000
2026-07-25Price change$859,000
2026-07-06Listed for sale$879,000

For Sale by Agent

AgentMark Patton
BrokerageeXp Realty of Greater LA

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