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5451 Summerfield St, Camarillo, CA, 93012

4beds
3baths
1,967sqft
$1,025,000
$521price/sqft
$6,811/moest. monthly cost
$272,440/yrincome needed

About This Home

Welcome to this delightful four-bedroom, three-bathroom home nestled in one of Camarillo's most sought-after neighborhoods Mission DelMonte of Mission Oaks. From the moment you step inside, you'll notice the thoughtful updates that make this property truly move-in ready and brimming with modern appeal.The beautifully remodeled kitchen serves as the heart of the home, offering a fresh and functional space perfect for everything from weekday dinners to weekend entertaining. Newer flooring flows throughout the residence, lending a cohesive and polished feel that ties each room together with effortless style. Meanwhile, the recently repapered roof provides peace of mind, so you can focus on enjoying your new home rather than worrying about maintenance surprises.With four generously sized bedrooms and three full bathrooms, this layout accommodates families of every shape and size. The spacious primary bedroom offers a comfortable retreat where you can unwind after a long day, while the additional bedrooms provide plenty of room for children, guests, or that home office you've been dreaming about.Location is everything, and this home delivers in abundance. Mission Oaks Dog Park is practically around the corner, making daily walks with your furry companion a breeze. Convenient grocery shopping at nearby Vons keeps errands simple, and close to local schools. The blend of suburban tranquility and everyday convenience is hard to beat.This is the kind of home that checks every box. Schedule your private showing today before someone else falls in love first.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1982

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bathroom

  • Features: Bathtub,Dual Sinks

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Primary Suite
  • Flooring: Carpet,Vinyl
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,967 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 1710151055
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Brick
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 7,840 sqft
  • Features: Steep Slope,Sprinklers None

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,182$62,184
Home Insurance *$261$3,132
Property Taxes $947$11,364
Electricity $421$5,061
Total$6,811$81,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,520/yr
40% on housing$204,330/yr
45% on housing$181,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 93012$389
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93012$526
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$1,025,000
2026-04-24Price change$1,075,000
2026-04-10Listed for sale$1,100,000
2023-02-03Sold$875,000
2023-01-13Pending sale$875,000
2022-12-31Price change$875,000
2022-11-23Listed for sale$935,000

For Sale by Agent

AgentJoe Markiewicz, Coldwell Banker Realty
BrokerageColdwell Banker Realty

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