2504 Monaco Dr, Oxnard, CA, 93035
About This Home
This upgraded, detached waterfront home with the marine lifestyle awaits you. There are no homeowners association fees or mello-roos taxes, and you own your own dock. The 40-foot boat dock easement has kayak and paddle board racks ready for you to enjoy. The property is two stories and has four bedrooms and three bathrooms. The first floor consists of one bedroom with an upgraded bathroom, a remodeled kitchen with upgraded appliances and a pantry, a living room with an electric fireplace and recessed lights, a formal dining room with lots of natural light, and a bar with a wine cooler. The second floor consists of three bedrooms and two bathrooms including the master bedroom which has a custom shower, a fireplace, raised ceilings, a third-level loft with built-ins, a private patio and beautiful water views. There is also a huge entertainment room on the second floor with a pool table and a patio. There are two additional patios with views, an enclosed yard with a pergola, and a backyard perfect for fireworks displays. This is California coastal living at its finest where you can boat to the Channel Islands. 2020 electric Duffy boat included in the sale. Cruise the harbor on Day 1!
Getting Around
Very Walkable
Some Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1978
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Disposal,Gas Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Dryer,Washer
Bathroom
- Features: Granite Counters
Bedroom
- Features: Multi-Level Bedroom
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Multiple Staircases
- Fireplace features: Decorative,Electric,Gas,Living Room,Primary Bedroom,Raised Hearth
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: None
Interior Area
- Total interior livable area: 2,840 sqft
Property
Details
- Parcel number: 1880021285
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Pool features: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 4,356 sqft
- Features: 0-1 Unit/Acre
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Ventura County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,618 | $127,416 |
| Home Insurance * | $302 | $3,624 |
| Property Taxes | $2,240 | $26,880 |
| Electricity | $609 | $7,308 |
| Total | $13,769 | $165,228 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $2,295,000 |
| 2020-03-20 | Sold | $1,375,000 |
| 2020-01-20 | Price change | $1,375,000 |
| 2019-10-26 | Price change | $1,395,000 |
| 2019-10-18 | Price change | $1,425,000 |
| 2019-08-22 | Price change | $1,464,000 |
| 2019-06-18 | Price change | $1,499,000 |
| 2019-05-27 | Listed for sale | $1,529,000 |
| 2012-10-12 | Sold | $870,000 |
| 2012-06-16 | Price change | $899,000 |
| 2012-04-03 | Price change | $939,000 |
| 2012-02-09 | Price change | $949,000 |
| 2011-12-15 | Listed for sale | $999,000 |
| 2011-09-23 | Sold | $800,000 |
| 2011-08-19 | Price change | $799,900 |
| 2011-07-27 | Listed for sale | -- |
| 2011-06-15 | Sold | $1,071,784 |
| 2007-07-09 | Sold | $1,350,000 |
| 2006-03-24 | Sold | $1,340,000 |
| 1996-07-31 | Sold | $450,000 |
| 1994-09-30 | Sold | $356,500 |
| 1993-11-30 | Sold | $490,000 |
View on Zillow