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2431 S Victoria Ave, Oxnard, CA, 93035

3beds
3baths
1,987sqft
$1,995,000
$1,004price/sqft
$12,909/moest. monthly cost
$516,360/yrincome needed

About This Home

GOOD NEWS! This beautiful home is back on the market! Welcome to 2431 Victoria Avenue! This beautifully updated waterfront home features 1,987 sq. ft. of living space with an open-concept floor plan, modern finishes, and a private boat dock easement. The main level offers a bright and spacious living room with vaulted ceilings, designer chandeliers, elegant travertine flooring, a sleek modern fireplace, and two large sliding glass doors that fill the home with natural light while showcasing stunning water views. The gourmet kitchen is appointed with a Viking cooktop, granite countertops, stainless steel appliances, and water views—perfect for both cooking and entertaining. A convenient half bath completes the downstairs layout. Upstairs, a contemporary metal staircase leads to three bedrooms with waterproof vinyl plank flooring. The primary suite boasts a private balcony, spa-like bathroom with soaking tub, separate shower, and abundant natural light. Down the hall, two additional bedrooms share a remodeled bathroom, with one bedroom offering its own private balcony. The backyard is an entertainer’s dream, featuring a newly built expansive deck, newer vinyl fencing, and a 35+ ft. private boat dock easement. Whether hosting summer BBQs, enjoying the beach, or celebrating the holiday boat parade, this home is ideal for boating, fishing, scuba diving, or simply relaxing by the water. Easy to show and ready for a smooth escrow! Don’t miss this rare opportunity to own your own slice of paradise on the water!

Getting Around

77
WalkingVery Walkable
29
TransitSome Transit
74
BikeVery Bikeable

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1973

Materials

  • Foundation: Slab
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Oven,Gas Water Heater,Microwave,Refrigerator,Range Hood,Trash Compactor,Water Heater,Dryer,Washer
  • Laundry features: In Garage

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Low Flow Plumbing Fixtures,Remodeled,Separate Shower,Tub Shower,Upgraded

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Beamed Ceilings,Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,High Ceilings,Living Room Deck Attached,Open Floorplan,Recessed Lighting,All Bedrooms Up,Primary Suite
  • Door features: Double Door Entry,Sliding Doors
  • Window features: Double Pane Windows,Skylight(s)
  • Flooring: Tile,Vinyl,Wood
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,987 sqft

Kitchen

  • Features: Kitchen Island

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 1880024045
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: East
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Dock
  • Fencing: Excellent Condition
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal Front,Dock Access,Ocean Access,Seawall

Lot

  • Lot size: 4,100 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Driveway,Garage Faces Front,Garage,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Earthquake

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$287$3,444
Property Taxes $2,109$25,308
Electricity $426$5,113
Total$12,909$154,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$442,594/yr
40% on housing$387,270/yr
45% on housing$344,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,004This listing

vs Other Active Listings

Avg $/sqft

ZIP 93035$660
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93035$626
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$2,070,000
2026-03-31Listing removed$5,500
2026-02-12Price change$5,500
2026-01-20Listing removed$1,995,000
2026-01-20Listed for rent$5,800
2025-11-28Listed for sale$1,995,000
2025-11-18Listing removed$1,995,000
2025-10-04Listed for sale$1,995,000
2025-09-11Listing removed$5,800
2025-08-14Price change$5,800
2025-07-07Listed for rent$6,000
2025-03-25Listing removed$5,500
2025-03-11Price change$5,500
2025-01-09Price change$6,000
2025-01-05Price change$5,800
2024-11-22Listed for rent$6,750
2024-04-05Sold$1,775,000
2024-03-27Pending sale$1,825,000
2024-03-01Contingent$1,825,000
2024-02-07Listed for sale$1,825,000
2011-05-12Sold$842,000
2010-05-28Sold$810,000
2009-12-28Sold$1,061,609
2006-03-31Sold$1,390,000
2004-05-24Sold$1,100,000
2001-02-09Sold$540,000

For Sale by Agent

AgentThao Ly
BrokerageReal Brokerage Technologies, Inc.

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