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2355 Peninsula Rd, Oxnard, CA, 93035

3beds
3baths
2,104sqft
$2,365,000
$1,124price/sqft
$15,224/moest. monthly cost
$608,960/yrincome needed

About This Home

From the moment you arrive, you're greeted by exceptional curb appeal, lush tropical landscaping, warm architectural tones, and a beautifully designed entry that sets the tone for what's inside. Beautifully appointed 3 bed, 3 bath offering ~2,100 sq ft of light-filled living space on the water. Upstairs, all bedrooms provide privacy, including a spacious primary suite with direct access to a private balcony overlooking the water. The kitchen is equipped with stone countertops, center island, and stainless steel appliances, flowing seamlessly into the main living area with a cozy fireplace. Whether you're hosting sunset dinners, enjoying a quiet morning coffee, or gathering around the fire feature under the stars, this space delivers an unmatched coastal lifestyle. Additional highlights include a 45-ft private dock, fully paid solar, EV charging, and a new deck that offers a functional, open layout designed for comfort and coastal living. Ideally located just minutes from beaches, dining, and harbor amenities--experience the ultimate coastal lifestyle.

Getting Around

64
WalkingSomewhat Walkable
27
TransitSome Transit
63
BikeBikeable

Construction

Condition

  • Year built: 1978

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Refrigerator
  • Laundry features: Inside

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Balcony,All Bedrooms Up
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Solar
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,104 sqft

Property

Details

  • Parcel number: 1880034035
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has spa: Yes
  • Has view: Yes
  • View description: Canal,Harbor,Marina,Ocean,Water
  • Has water view: Yes
  • Water view: Canal,Harbor,Marina,Ocean,Water

Lot

  • Lot size: 4,356 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Earthquake

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,958$143,496
Home Insurance *$340$4,080
Property Taxes $2,475$29,700
Electricity $451$5,414
Total$15,224$182,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$521,965/yr
40% on housing$456,720/yr
45% on housing$405,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,124This listing

vs Other Active Listings

Avg $/sqft

ZIP 93035$658
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93035$626
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$2,365,000
2022-11-15Sold$1,900,000
2022-11-08Pending sale$1,990,000
2022-10-10Contingent$1,990,000
2022-09-09Listed for sale$1,990,000
2018-06-07Sold$1,315,000
2018-04-20Pending sale$1,374,000
2018-04-06Price change$1,374,000
2018-02-03Listed for sale$1,399,000
2006-09-19Sold$1,300,000

For Sale by Agent

AgentJosh Dowell
BrokerageRE/MAX Gold Coast REALTORS

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