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4252 Harbour Island Ln, Oxnard, CA, 93035

2beds
3baths
2,663sqft
$1,750,000
$657price/sqft
$11,445/moest. monthly cost
$457,800/yrincome needed

About This Home

Experience elevated waterfront living at 4252 Harbour Island Lane, a rare opportunity within the exclusive gated Harbour Island community. One of only eight penthouse residences in the community, this exceptional home offers a unique combination of privacy, sophistication, and panoramic harbor living.Situated along Oxnard's scenic main channel, the residence features the added convenience of a Private Elevator providing direct access to the home. As an added benefit, the HOA covers the maintenance of the elevator, offering peace of mind and low-maintenance ownership.One of the home's most desirable features is its expansive south/west-facing balcony overlooking the main canal. This premium orientation captures abundant sunlight throughout the day while providing front row views of the harbor and unforgettable coastal sunsets.Designed for both everyday living and entertaining, the spacious floor plan offers generous living areas, large windows, and seamless indoor and outdoor flow. The bright interiors showcase the beauty of the waterfront setting while creating a warm and inviting atmosphere throughout.Residents enjoy access to a collection of resort-inspired amenities, including a pool, spa, clubhouse, and beautifully maintained grounds, all within a private gated environment. Nearby marina access, waterfront walking paths, dining, shopping, fitness centers, and local beaches further enhance the lifestyle offered by this remarkable location.Combining the exclusivity of one of eight penthouse residences, the convenience of a private elevator, abundant natural light, stunning main channel views, and premier harbor front location, 4252 Harbour Island Lane presents an exceptional opportunity to enjoy refined waterfront living in one of Oxnard's most desirable communities.

Getting Around

22
WalkingCar-Dependent
27
TransitSome Transit
44
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: Condo
  • Architectural style: Mediterranean
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Range,Double Oven,Dishwasher,Gas Oven,Gas Range,Hot Water Circulator,Microwave,Refrigerator,Range Hood,Water Heater
  • Laundry features: See Remarks

Bathroom

  • Features: Bathtub,Closet,Dual Sinks,Full Bath on Main Level,Separate Shower,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 25
  • Main level bedrooms: 2

Features

  • Wet Bar,Built-in Features,Balcony,Ceiling Fan(s),Crown Molding,Separate/Formal Dining Room,Elevator,High Ceilings,Open Floorplan,Stone Counters,Storage,Bar,Entrance Foyer,Loft,Main Level Primary,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,663 sqft

Kitchen

  • Features: Stone Counters,Remodeled,Updated Kitchen

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home,Parking

Details

  • Parcel number: 1880130225
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Association
  • Patio & porch: Concrete,Balcony
  • Exterior features: Awning(s),Balcony,Rain Gutters
  • Has spa: Yes
  • Spa features: Association,In Ground
  • Fencing: None
  • Has view: Yes
  • View description: Canal,Harbor,Marina
  • Has water view: Yes
  • Water view: Canal,Harbor,Marina
  • Waterfront features: Ocean Access

Lot

  • Features: Sprinklers None

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Garage,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Earthquake

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$252$3,024
Property Taxes $1,774$21,288
Electricity $571$6,852
Total$11,445$137,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$392,400/yr
40% on housing$343,350/yr
45% on housing$305,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$657This listing

vs Other Active Listings

Avg $/sqft

ZIP 93035$664
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93035$626
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Contingent$1,675,000
2026-08-06Price change$1,675,000
2026-07-07Listed for sale$1,750,000
2026-04-09Listing removed$1,749,000
2026-03-10Price change$1,749,000
2026-02-12Price change$1,775,000
2025-12-31Price change$1,799,999
2025-11-20Price change$1,830,000
2025-10-16Listed for sale$1,850,000
2025-09-02Listing removed$1,884,950
2025-06-27Listed for sale$1,949,950
2022-10-06Sold$1,900,000
2022-09-19Pending sale$2,000,000
2022-08-23Contingent$2,000,000
2022-08-19Listed for sale$2,000,000
2013-07-15Sold$800,000
2013-03-07Listed for sale$860,000
1997-10-24Sold$575,000

For Sale by Agent

AgentDavid Orozco Acevez
BrokerageReal Brokerage Technologies

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