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1130 Mandalay Beach Rd, Oxnard, CA, 93035

2beds
3baths
1,864sqft
$1,149,000
$616price/sqft
$7,558/moest. monthly cost
$302,320/yrincome needed

About This Home

Stunning Ocean Views in Paradise! This luxurious beachside townhome is just a few doors from the sand, nestled in the highly sought-after enclave of Mandalay Shores. Embrace the tranquil charm of Ventura County's breathtaking shoreline, where time slows down and the horizon stretches endlessly. Perfectly positioned between Malibu and Santa Barbara, this coastal gem is the gateway to the Channel Islands--offering unmatched beauty, serenity, and adventure.Live where every day feels like a vacation. Whether you're surfing, kayaking, paddleboarding, or simply soaking in golden sunsets, this is seaside living at its finest. Enjoy access to local yacht clubs, nearby wineries, top-tier golf courses, boutique shopping, and acclaimed restaurants--all within a short drive. From the moment you enter, a welcoming patio with a raised sitting area invites you to unwind, shielded from the wind but surrounded by fresh ocean air.First Level:Features a flexible space currently set as a third bedroom with bunkbeds and a futon, opening to a serene patio garden with lavender and succulents. A guest bath completes the space, along with direct access to a two-car garage equipped with laundry and ample storage.Second Level (Main Entry):The primary suite showcases stunning ocean views, a private balcony, dual closets, dual vanities, a large soaking tub, and a separate shower. A generous guest suite and an additional full bath also occupy this level.Third Level:Ascend the dramatic staircase with floor-to-ceiling windows flooding the space with natural light. Vaulted ceilings crown an open-concept living, dining, and kitchen area. The living room offers a cozy fireplace and sweeping ocean views, opening to a spacious balcony perfect for entertaining. A second balcony enhances the dining area, allowing even more ocean breeze to flow through. The gourmet kitchen boasts quartz countertops, bar seating, custom cabinetry, and a premium LG appliance package, including a five-burner gas stove. A third-level guest bath adds convenience.Luxury French oak vinyl flooring flows throughout, and each level offers mini balconies to invite in salty air and sea breeze. The community also features a shared party deck ideal for gatherings.A spacious garage fits surfboards, kayaks, paddleboards, bikes--even a beach cart--with ease, plus ample guest parking. Come for a day--stay for a lifetime. Welcome home to the ultimate coastal lifestyle!

Getting Around

50
WalkingCar-Dependent
0
TransitNo Nearby Transit
44
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Microwave
  • Laundry features: In Garage

Bathroom

  • Features: Bathtub,Dual Sinks,Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Balcony,Cathedral Ceiling(s),Separate/Formal Dining Room,Quartz Counters
  • Flooring: Carpet,Laminate
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls,No One Above,No One Below

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,864 sqft

Kitchen

  • Features: Quartz Counters,Self-closing Cabinet Doors,Self-closing Drawers

Property

Details

  • Parcel number: 1910200205
  • Attached to another structure: Yes
  • Special condition: Standard,Trust

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Concrete
  • Spa features: None
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Features: Sprinklers None

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$165$1,980
Property Taxes $1,185$14,220
Electricity $399$4,796
Total$7,558$90,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$259,131/yr
40% on housing$226,740/yr
45% on housing$201,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$616This listing

vs Other Active Listings

Avg $/sqft

ZIP 93035$665
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93035$626
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,199,000
2025-07-23Listing removed$1,227,000
2025-06-25Listed for sale$1,227,000
2013-03-27Listing removed$2,450
2013-02-13Listed for rent$2,450
2005-06-17Sold$750,000
2002-10-29Sold$535,000

For Sale by Agent

AgentDesti Centineo
BrokerageRE/MAX Gold Coast-Beach Marina Office

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