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223 N J St, Oxnard, CA, 93030

2beds
1baths
1,253sqft
$749,000
$598price/sqft
$5,096/moest. monthly cost
$203,840/yrincome needed

About This Home

Ideally located in the heart of Oxnard, 223 N. J Street offers convenient access to shopping, dining, schools, parks, and the beautiful Ventura County coastline. This charming 2 bedroom, 1 bath home features 1,253 square feet of living space filled with abundant natural light, creating a warm and welcoming atmosphere throughout. Additional features include a updated kitchen, double pane windows, upgraded electrical panel, new water heater, and an attached two-car garage. Enjoy the perfect blend of neighborhood charm and everyday convenience with easy access to local amenities and nearby beaches.

Getting Around

67
WalkingSomewhat Walkable
40
TransitSome Transit
56
BikeBikeable

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator,Water Heater
  • Laundry features: In Garage

Bathroom

  • Features: Bathtub,Separate Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Area,All Bedrooms Down
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,253 sqft

Property

Details

  • Parcel number: 2000282110
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,098 sqft
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$128$1,536
Property Taxes $783$9,396
Electricity $398$4,786
Total$5,096$61,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,720/yr
40% on housing$152,880/yr
45% on housing$135,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$598This listing

vs Other Active Listings

Avg $/sqft

ZIP 93030$355
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93030$420
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$725,000
2026-07-17Listed for sale$749,000
1998-04-10Sold$142,500

For Sale by Agent

AgentCheryl Ginolfi
BrokerageEquity Union

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