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2301 Chico Ct, Oxnard, CA, 93035

2beds
3baths
1,583sqft
$1,399,000
$884price/sqft
$9,058/moest. monthly cost
$362,320/yrincome needed

About This Home

2301 Chico Court offers the quintessential Silver Strand Beach lifestyle, just moments from the sand in one of Ventura County's most beloved coastal communities. Tucked into a quiet pocket of Silver Strand, this bright and inviting 2-bedroom, 3-bath beach home offers 1,583 square feet of multi-level living, multiple balconies, an oversized garage, and easy access to Channel Islands Harbor and the best of the Oxnard coast.Inside, natural light fills the living spaces, while a remodeled kitchen, updated flooring, and refreshed finishes create an easygoing coastal feel. Generous gathering areas and multiple outdoor spaces offer plenty of room to entertain, unwind, or simply open the windows and let the sound of the waves drift through the house.Two bedrooms share a beautifully updated full bath with a freestanding soaking tub and bright coastal finishes, while the multi-level design provides flexibility and privacy throughout. The oversized garage offers ample space for bikes, surfboards, paddleboards, beach gear, and all the extras that come with living near the water.Step outside for a morning walk to the sand, hop on a bike and head toward Channel Islands Harbor, or end the day with salty air and sunset skies.Whether you're searching for a full-time residence, weekend beach escape, or an opportunity to own near the coast, 2301 Chico Court offers something increasingly hard to find: A home where the beach isn't the destination. It's simply part of everyday life.

Getting Around

23
WalkingCar-Dependent
0
TransitNo Nearby Transit
46
BikeSomewhat Bikeable

Schools

3/10
5/10
Oxnard High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator
  • Laundry features: In Garage

Bathroom

  • Features: Bathtub,Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/4 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Balcony,Multiple Staircases
  • Flooring: Tile,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,583 sqft

Kitchen

  • Features: Kitchen/Family Room Combo

Property

Details

  • Parcel number: 2060174085
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Spa features: None
  • Fencing: Vinyl
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1,286 sqft
  • Features: Agricultural

Parking

  • Total spaces: 2
  • Parking features: Driveway,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$201$2,412
Property Taxes $1,385$16,620
Electricity $398$4,786
Total$9,058$108,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$310,560/yr
40% on housing$271,740/yr
45% on housing$241,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$884This listing

vs Other Active Listings

Avg $/sqft

ZIP 93035$663
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93035$626
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$1,349,000
2026-07-10Listed for sale$1,399,000
2025-06-10Listing removed$3,650
2025-06-01Listed for rent$3,650
2024-06-04Listing removed--
2024-05-20Listed for rent$4,000
2024-04-22Listing removed--
2024-03-29Listed for rent$5,500
2021-07-15Sold$1,050,000
2021-07-14Pending sale$1,195,000
2021-05-29Contingent$1,195,000
2021-05-29Pending sale$1,195,000
2021-05-15Listed for sale$1,195,000
2019-12-07Listing removed$2,800
2019-11-27Listed for rent$2,800
2006-05-12Sold$828,000
1997-12-31Sold$232,500
1994-02-01Sold$245,000

For Sale by Agent

AgentAndrea Chaffey
BrokerageRE/MAX Gold Coast-Beach Marina Office

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