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2425 Panama Dr, Oxnard, CA, 93035

3beds
3baths
2,424sqft
$1,325,000
$547price/sqft
$8,708/moest. monthly cost
$348,320/yrincome needed

About This Home

Discover the perfect blend of style, space, and flexibility in this beautifully remodeled, turnkey residence offering approximately 2,400 square feet of thoughtfully designed living space. Tasteful upgrades throughout, fresh exterior paint, Laminate wood flooring, vinyl windows, remodeled kitchen and bathrooms and plumbing improvements make this home truly move-in ready.The spacious floor plan is ideal for both everyday living and entertaining, while the rooftop deck provides the perfect setting to relax, soak up the coastal sunshine, or enjoy evening sunsets. A two-car garage adds convenience and ample storage.One of the home's most exceptional features is the private lower-level guest suite with its own separate entrance. Complete with a kitchenette, full bathroom, living area, laundry room, and private yard, this versatile space is ideal for extended family, guests, a home office, or supplemental income. It is currently rented for 30-day minimum stays, offering an excellent opportunity for buyers seeking additional revenue.Whether you're looking for a spacious primary residence, a multi generational home, or an investment opportunity with built-in income potential, 2425 Panama Drive offers an exceptional combination of comfort, versatility, and coastal lifestyle.

Getting Around

16
WalkingCar-Dependent
0
TransitNo Nearby Transit
44
BikeSomewhat Bikeable

Schools

3/10
5/10
Oxnard High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,424 sqft

Property

Details

  • Parcel number: 2060314180
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Foyer
  • Pool features: None
  • Patio & porch: Concrete
  • Spa features: None
  • Fencing: Block
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1,742 sqft
  • Features: Sprinklers None

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,699$80,388
Home Insurance *$190$2,280
Property Taxes $1,300$15,600
Electricity $519$6,237
Total$8,708$104,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$298,560/yr
40% on housing$261,240/yr
45% on housing$232,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$547This listing

vs Other Active Listings

Avg $/sqft

ZIP 93035$666
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93035$626
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$1,299,000
2026-07-24Price change$1,325,000
2026-07-11Price change$1,369,000
2026-06-25Listed for sale$1,399,000
2022-03-16Sold$1,325,000
2022-02-23Pending sale$1,395,000
2022-02-03Contingent$1,395,000
2022-01-28Listed for sale$1,395,000
2020-12-30Sold$820,000
2020-12-03Pending sale$799,000
2020-11-29Listed for sale$799,000
2018-06-20Listing removed$2,850
2018-05-23Listed for rent$2,850
2018-03-30Listing removed$2,295
2018-03-24Price change$2,295
2018-01-16Listed for rent$2,575
2017-12-14Listing removed$2,575
2017-11-15Listed for rent$2,575

For Sale by Agent

AgentSarah Golemon
BrokerageRE/MAX Gold Coast-Beach Office

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