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261 Highland Dr, Oxnard, CA, 93035

2beds
2baths
1,182sqft
$1,299,000
$1,099price/sqft
$8,394/moest. monthly cost
$335,760/yrincome needed

About This Home

Motivated sellers present a beautifully crafted 2006 two-story beach home just two blocks from the sand in coveted Silver Strand. This coastal gem features a rooftop deck great for al fresco dining with peekaboo ocean and island views an ideal spot to unwind and take in the fresh sea air. Silver Strand's unique peninsula setting offers a sense of privacy and escape, with stunning vistas of nearby islands and daily encounters with dolphins and sea lions, sometimes even catching waves alongside surfers. It's a true surfer's paradise, drawing everyone from locals to seasoned pros when the swell rolls in. Just steps away, a second beach welcomes pets, making it perfect for dog lovers and active outdoor living. The neighborhood adds to the charm with local dining spots, a convenient corner store, and a laid-back bar. Just across the harbor, you'll find even more restaurants, cafes, shops, a weekly farmers market, seasonal concerts in the park, and a beloved annual car show all easily accessible by foot or bike. A favorite local pizza spot near the bridge offers casual dining with scenic harbor views. The home itself is move-in ready, featuring freshly painted interiors and exteriors, including newly sealed surfaces. The spacious primary suite boasts an en suite bath and private exterior access to the rooftop deck. A secondary bedroom and bathroom are located on the first floor, while the main living areas are upstairs to maximize light and views. A charming balcony off the living and dining rooms provides the perfect place to relax and enjoy the coastal breeze. The well-appointed kitchen includes a new refrigerator. Hardwood floors throughout the house including stairs; tile inthe bathrooms. The oversized two-car garage offers direct access, laundry, and ample space for all your beach gear. The expansive driveway accommodates multiple vehicles, a boat, or even an RV. If you've been dreaming of a turnkey beach retreat for you and your family, this aqua-colored gem on Highland is ready to welcome you home. Don't miss your chance, this is coastal living at its finest.

Getting Around

23
WalkingCar-Dependent
0
TransitNo Nearby Transit
48
BikeSomewhat Bikeable

Schools

2/10
5/10
Oxnard High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2004

Materials

  • Roof: Asphalt
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas,Gas Cooktop,Oven,Microwave,Range,Dishwasher,Dryer,Disposal,Range/Oven,Refrigerator,Washer,Water Heater Unit
  • Laundry features: In Garage

Bathroom

  • Features: Shower Over Tub,Tile

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan,Living Room Balcony,Built-Ins,Ceiling Fan(s),Dining Area
  • Window features: Blinds,Skylight(s),Drapes
  • Flooring: Tile,Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,182
  • Total interior livable area: 1,182 sqft

Kitchen

  • Features: Bar,Skylight(s),Remodeled,Pantry

Property

Details

  • Parcel number: 2060315515
  • Zoning: RBH
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground Level - no steps
  • Pool features: None
  • Patio & porch: Roof Top Deck
  • Exterior features: Balcony
  • Spa features: None
  • Has view: Yes
  • View description: Peek-A-Boo,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 1,742 sqft
  • Features: Lot-Level/Flat,No Landscaping

Parking

  • Total spaces: 4
  • Parking features: Garage - 2 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$187$2,244
Property Taxes $1,241$14,892
Electricity $398$4,786
Total$8,394$100,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$287,794/yr
40% on housing$251,820/yr
45% on housing$223,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,099This listing

vs Other Active Listings

Avg $/sqft

ZIP 93035$664
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93035$626
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$1,399,000
2016-03-31Sold$600,000
2016-03-03Pending sale$599,900
2016-02-23Listed for sale$599,900
2016-02-14Pending sale$599,900
2016-02-14Listed for sale$599,900
2006-08-16Sold$635,000
2001-11-15Sold$104,000
2001-02-09Sold$80,000

For Sale by Agent

AgentRhonda DeVictor
BrokerageKeller Williams Beverly Hills

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