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204 3rd St E, Hastings, MN, 55033

2beds
1baths
774sqft
$217,250
$281price/sqft
$1,616/moest. monthly cost
$64,640/yrincome needed

About This Home

Small Charmer. Move in ready for owner or renter. Bring a little elbow grease and this hidden gem will shine even brighter. Fenced yard, access from street or alley way. This 1 1/2 story has tons of potential as a starter home or investment property. Walking distance to all the best features of Hastings' life on the river. This includes shops, restaurants and beautiful trails that follow the Mississippi. As well as the arts, history, music and more. New roof in 2026.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

7/10
5/10
Hastings Middle SchoolGrades 5-80.9 mi
9/10
Hastings High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1865

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Range,Refrigerator,Washer
  • Laundry features: In Kitchen,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Other,Unfinished

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom2

  • Level: Upper
  • Area: 190
  • Dimensions: 19x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 774

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 774
  • Total interior livable area: 774 sqft

Kitchen

  • Level: Main
  • Area: 108
  • Dimensions: 9x12

Living Room

  • Level: Main
  • Area: 276
  • Dimensions: 12x23

Porch

  • Level: Main
  • Area: 84
  • Dimensions: 7x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 193215019031
  • Zoning description: Residential-Single Family
  • Foundation area: 584

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Wood

Lot

  • Lot size: 4,356 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: Irregular

Parking

  • Parking features: Other,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,098$13,176
Home Insurance *$150$1,800
Property Taxes $198$2,376
Electricity $170$2,050
Total$1,616$19,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,405/yr
40% on housing$48,480/yr
45% on housing$43,093/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 55033$160
Dakota County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55033$184
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$217,250
2026-07-17Listed for sale$220,000
2021-05-14Sold$163,000
2021-04-07Pending sale$150,000
2021-04-05Listed for sale$150,000
2005-08-23Sold$112,000

For Sale by Agent

AgentJames Greger
BrokerageNational Realty Guild

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