5540 W 5th St Spc 1, Oxnard, CA, 93035
About This Home
**COASTAL LIVING AT ITS BEST - Under 1 Million!** Offered for the very first time, this 3-bedroom, 2-bath home in Oxnard Shores delivers the ultimate beach lifestyle. With 1,593 sq. ft. of open-concept living space and a rooftop deck showcasing panoramic, unobstructed coastline views, it is coastal living at its best.Set on a prime perimeter lot in a gated community, this home combines privacy, views, and modern comfort. Inside, you'll find crown molding, a light-filled open layout, wood-like flooring, and carpet throughout. The kitchen flows seamlessly into the living area, while the spacious laundry room adds everyday convenience. The primary suite features a walk-in closet and spa-inspired bath, and each bedroom includes ceiling fans and custom blinds for comfort. Enjoy ocean breezes in your private yard or head up to the rooftop deck for sunsets, barbecues, and 360-degree views of the coast and hillside. A custom-built shed adds bonus storage for surfboards, bikes, or creative use.Residents enjoy resort-style amenities including a clubhouse, pool, spa, gym, and more--all just minutes from Mandalay Bay and Channel Islands Harbor. A rare opportunity under $1M--never before on the market, this coastal retreat is ready for its next chapter.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Turnkey
- Year built: 2017
Materials
- Foundation: Pier Jacks,Quake Bracing,Tie Down
- Roof: Composition
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Vented Exhaust Fan,Water To Refrigerator,Water Heater,Dryer,Washer
- Laundry features: Washer Hookup,Gas Dryer Hookup,Inside,Laundry Room
Bathroom
- Features: Bathroom Exhaust Fan,Dual Sinks,Full Bath on Main Level,Linen Closet,Separate Shower,Tub Shower,Walk-In Shower
Bedroom
- Features: All Bedrooms Down
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Crown Molding,High Ceilings,Open Floorplan,Recessed Lighting,Storage,All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Walk-In Closet(s)
- Flooring: Carpet,Laminate,Vinyl
Heating & Cooling
- Heating features: Central,Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,593 sqft
Kitchen
- Features: Kitchen Island,Kitchen/Family Room Combo
Master Bedroom
- Features: Main Level Primary
Other
- Features: Walk-In Closet(s)
Property
Details
- Parcel number: 9030230790
- On leased land: Yes
- Lease amount: 1925
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Community,Fenced,Heated
- Patio & porch: Covered,Front Porch
- Exterior features: Awning(s),Rain Gutters
- Has spa: Yes
- Spa features: Community,Heated,In Ground
- Fencing: None
- Has view: Yes
- View description: Hills,Ocean
- Has water view: Yes
- Water view: Ocean
Lot
- Lot size: 1,593 sqft
- Features: Sprinklers None
Parking
- Total spaces: 2
- Parking features: Attached Carport,Covered,Carport,Guest
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Ventura County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $90 | $1,080 |
| Property Taxes | $671 | $8,052 |
| Electricity | $398 | $4,786 |
| Total | $4,319 | $51,828 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $625,000 |
| 2025-11-18 | Price change | $649,000 |
| 2025-08-29 | Listed for sale | $699,000 |
| 2024-02-20 | Listing removed | -- |
| 2024-01-16 | Price change | $3,850 |
| 2024-01-02 | Listed for rent | $3,950 |
| 2023-12-18 | Listing removed | -- |
| 2023-12-01 | Listed for rent | $3,950 |
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