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415 4th Street, Winters, CA, 95694

8beds
4baths
3,186sqft
$1,290,000
$405price/sqft
$8,880/moest. monthly cost
$355,200/yrincome needed

About This Home

Great income opportunity with four units in Winters, CA for sale. Single family attached 3 bedroom, 1- bath 1036sf home along with a recently added 550 sq ft 1 bedroom, 1 bathroom unit and a duplex with each unit having 800sf with 2 bedrooms and 1 bath each all on the same parcel. All units are very nice, updated and in good condition. In addition, two of the units have a single car garage and with plenty of onsite parking for all four. Nice yard areas. All 4 units updated with newer HVAC, flooring, cabinets etc. in 2010, 2011, 2015 and 2022. Easy to have owner occupied and tenant mix. Great location with the city park less than a block away and only a few blocks to downtown historical Winters. Great investment opportunity in the desirable city of Winters. Can be owner occupied with rentals or a great compound.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

--
Waggoner ElementaryGrades K-20.1 mi
3/10
Winters Middle SchoolGrades 6-80.5 mi
6/10
Winters High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood,Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex

Interior

Appliances

  • Laundry features: Washer/Dryer Hookups

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Unit 1 - Beds: 1,Baths: 1,Square Footage: 1036 | Unit 2 - Beds: 4,Baths: 2,Square Footage: 1600 | Unit 3 - Beds: 3,Baths: 1,Square Footage: 800 | Unit 4 - Beds: 0,Baths: 0,Square Footage: 3186
  • Flooring: Linoleum,Tile,Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,186
  • Total interior livable area: 3,186 sqft

Property

Details

  • Parcel number: 003143002
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.26 Acres
  • Features: Landscape Front,Corner Lot

Parking

  • Total spaces: 8
  • Parking features: Garage Door Opener,Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Yolo County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,522$78,264
Home Insurance *$330$3,960
Property Taxes $1,345$16,140
Electricity $683$8,198
Total$8,880$106,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$304,457/yr
40% on housing$266,400/yr
45% on housing$236,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 95694$493
Yolo County$357

vs Homes Sold Last Month

Median $/sqft

ZIP 95694$328
Yolo County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,290,000
2021-08-12Sold$890,000
2021-06-29Pending sale$925,000
2021-06-28Contingent$925,000
2021-06-03Listed for sale$925,000
2013-08-12Listing removed$1,250
2013-07-23Listed for rent$1,250
2013-01-13Listing removed$1,250
2012-11-29Listed for rent$1,250
2008-10-01Sold$425,000

For Sale by Agent

AgentCurtis Stocking
BrokerageGreen Fields Real Estate Servi

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