245 N Ruby St, Philadelphia, PA, 19139
About This Home
Welcome to 245 N Ruby Street, a fully renovated duplex located in West Philadelphia. Updated in 2020, this two-unit property offers a great opportunity for both owner-occupants and investors. The property is zoned RSA-5 with an approved variance (buyer to verify), providing added flexibility. Both units are currently vacant and ready for occupancy. Unit One features 1 bedroom and 1 bathroom, and Unit Two offers 2 bedrooms and 1 bathroom. Based on current market conditions, similar units in the area may rent within the ranges of approximately $950–$1,100 for Unit One and $1,200–$1,450 for Unit Two. This property may be suitable for a variety of living or investment strategies, including occupying one unit while renting the other. The property is eligible for multiple down payment assistance programs, subject to eligibility and lender guidelines. Schedule your showing today the duplex is priced to sell
Getting Around
Very Walkable
Excellent Transit
Very BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1920
Materials
- Foundation: Brick/Mortar
- Construction materials: Masonry
Notable Dates
- Major remodel year: 2020
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,140
- Total interior livable area: 1,140 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 441198300
- Zoning: RSA5
- Special condition: Standard
Features
- Pool features: None
Lot
- Lot size: 765 sqft
- Lot size dimensions: 15.00 x 51.00
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $803 | $9,636 |
| Home Insurance * | $99 | $1,188 |
| Property Taxes | $154 | $1,848 |
| Electricity | $224 | $2,692 |
| Total | $1,280 | $15,360 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $189,999 |
| 2026-04-08 | Listed for sale | $199,999 |
| 2019-10-22 | Sold | $42,000 |
| 2018-12-24 | Listing removed | $70,500 |
| 2018-12-11 | Price change | $70,500 |
| 2018-12-04 | Price change | $77,500 |
| 2018-11-27 | Listed for sale | $82,499 |
| 2017-04-27 | Sold | $3,500 |
| 2015-10-14 | Sold | $8,000 |
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