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5415 Diamond St, Philadelphia, PA, 19131

3beds
2baths
1,408sqft
$295,000
$210price/sqft
$2,123/moest. monthly cost
$84,920/yrincome needed

About This Home

Still a great opportunity to discover a fantastic investment opportunity or owner-occupant home with this well-maintained Legal Duplex in Wynnefield. Each unit offers bright comfortable living spaces, private entrances, Separate Utilities, updated flooring and strong rental potential. Occupied first floor 1-bedroom unit features spacious layout, ample closets, sunroom, French Doors leading to a sizable deck and direct access to the basement. The vacant second floor 2-bedroom unit boasts natural sunlight, kitchen with nicely updated cabinets, and tiled hallway. The clean spacious basement includes a separate entrance, full size washer and dryer, generous storage space and utility closet. The clean garage leads to a rear driveway with a dedicated parking space. Close proximity to universities, parks, and transit.

Getting Around

65
WalkingSomewhat Walkable
63
TransitGood Transit
74
BikeVery Bikeable

Schools

5/10
Gompers Samuel SchoolGrades K-80.4 mi
2/10
Overbrook High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Other
  • Construction materials: Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Has Laundry

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,408
  • Total interior livable area: 1,408 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 522093100
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Winter Weather
Earthquake
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$103$1,236
Property Taxes $305$3,660
Electricity $224$2,692
Total$2,123$25,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,788/yr
40% on housing$63,690/yr
45% on housing$56,613/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 19131$121
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19131$183
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$295,000
2026-07-11Contingent$295,000
2026-06-27Listed for sale$295,000
2018-06-23Listing removed$850
2018-05-30Listed for rent$850
2012-07-20Sold$125,000

For Sale by Agent

AgentJennifer Bennett
BrokeragePerfect Place Real Estate Co.

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