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5310 Spruce St, Philadelphia, PA, 19139

4beds
2baths
1,400sqft
$375,000
$268price/sqft
$2,727/moest. monthly cost
$109,080/yrincome needed

About This Home

***Price Improvement!*** Great opportunity to own a renovated duplex in Philadelphia's Cobbs Creek neighborhood! This well-maintained property features two spacious 2-bedroom, 1-bathroom units, both recently renovated with modern finishes and comfortable layouts. The upper unit is currently rented, providing immediate rental income for the new owner. The lower unit is vacant and ready for a new owner-occupant, offering the opportunity to live in one unit while generating rental income from the other. The first-floor unit also features a private front porch and access to a private backyard, providing valuable outdoor living space. With two updated units, separate living spaces, and a convenient Cobbs Creek location, this property is an excellent option for a first-time homebuyer, house hacker, or investor looking to add a turnkey duplex to their portfolio. Don't miss this opportunity to own a versatile income-producing property with owner-occupant potential!

Getting Around

89
WalkingVery Walkable
74
TransitExcellent Transit
91
BikeBiker's Paradise

Schools

6/10
Hamilton Andrew SchoolGrades K-80.4 mi
2/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Brick/Mortar,Other,Slab,Stone
  • Construction materials: Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer Stacked,Gas Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Washer In Unit

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Bathroom - Tub Shower,Combination Kitchen/Dining,Flat,Kitchen - Table Space,Recessed Lighting
  • Flooring: Engineered Wood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 603065100
  • Zoning: RSA3
  • Special condition: Standard

Features

  • Pool features: None
  • Exterior features: Lighting

Lot

  • Lot size: 1,501 sqft
  • Lot size dimensions: 19.00 x 79.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Earthquake
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$235$2,820
Property Taxes $372$4,464
Electricity $224$2,692
Total$2,727$32,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,497/yr
40% on housing$81,810/yr
45% on housing$72,720/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 19139$107
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19139$239
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$365,000
2026-07-24Listed for sale$375,000
2021-06-02Sold$365,000
2021-01-13Sold$236,250
2021-01-04Price change$395,000
2020-12-17Listed for sale$399,900
2020-03-11Sold$140,000
2010-05-18Sold$28,886

For Sale by Agent

AgentAngela Coven
BrokerageKW Empower

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