258 S 55th St, Philadelphia, PA, 19139
About This Home
Located in the Cobbs Creek section of Philadelphia, 258 S. 55th St. presents an outstanding opportunity for investors or owner-occupants looking to build equity. This legally zoned duplex offers approximately 1,650 square feet and is already configured with separate entrances and separate utilities, providing a strong foundation for future rental income. While the renovation remains incomplete, much of the vision is already in place, allowing the next owner to customize the finishes to their preferences. The unfinished basement features its own front entrance and offers additional potential for expanded living space, with buyers encouraged to confirm any future use with the City of Philadelphia. Conveniently located near public transportation, shopping, parks, and major commuter routes, this property is ideal for someone looking to complete the renovation and occupy one unit while renting the other or add a promising income-producing asset to their portfolio.
Getting Around
Very Walkable
Excellent Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Stone
- Construction materials: Masonry
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Exterior Entry,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 4
Heating & Cooling
- Heating features: None,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,650
- Total interior livable area: 1,650 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 604201600
- Zoning: RSA3
- Special condition: Real Estate Owned
Features
- Pool features: None
Lot
- Lot size: 1,681 sqft
- Lot size dimensions: 21.00 x 82.00
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Winter Weather
- Earthquake
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,263 | $15,156 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $245 | $2,940 |
| Electricity | $224 | $2,692 |
| Total | $1,888 | $22,656 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-16 | Sold | $66,000 |
| 2026-01-01 | Listing removed | -- |
| 2025-10-03 | Price change | $249,999 |
| 2025-09-06 | Listed for sale | $289,000 |
| 1997-09-29 | Sold | $14,000 |
| 1997-08-08 | Sold | $8,000 |
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