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1909 Penfield St, Philadelphia, PA, 19138

4beds
3baths
1,198sqft
$319,999
$267price/sqft
$2,285/moest. monthly cost
$91,400/yrincome needed

About This Home

Get all the features you want in this renovated home with four bedrooms and three new full bathrooms! Completely renovated including new high efficiency heating and air conditioning system, a beautiful new kitchen, three new full bathrooms, all new lighting, beautiful hardwood flooring, new doors and trim, plus the whole house has been freshly painted. Other great features: lots of recessed lighting, level rear basement entrance through the garage, and laundry area. Assistance programs up to $15,000 available towards the purchase of this home for qualified buyers - call for details.

Getting Around

79
WalkingVery Walkable
51
TransitGood Transit
51
BikeBikeable

Schools

4/10
Rowen William SchoolGrades K-50.5 mi
3/10
1/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,198

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,198
  • Total interior livable area: 1,198 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 101380600
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,096 sqft
  • Lot size dimensions: 16.00 x 70.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$110$1,320
Property Taxes $333$3,996
Electricity $224$2,692
Total$2,285$27,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,342/yr
40% on housing$68,550/yr
45% on housing$60,933/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 19138$110
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19138$219
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$319,900
2026-07-29Price change$319,999
2026-07-24Listed for sale$320,000
2025-10-10Sold$123,200
2024-05-30Sold$130,000
2024-05-03Pending sale$144,900
2024-04-17Price change$144,900
2024-03-22Listed for sale$149,900
2024-02-01Listing removed--
2024-01-31Listed for sale$149,900

For Sale by Agent

AgentJohn Galster
BrokerageSovereign Home Realty

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