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3315 Saint Vincent St, Philadelphia, PA, 19149

3beds
2baths
1,472sqft
$325,000
$221price/sqft
$2,626/moest. monthly cost
$105,040/yrincome needed

About This Home

Welcome to this well-maintained duplex in Mayfair—a fantastic opportunity for both investors and owner-occupants alike. Both units have been freshly painted, new rugs and electric has been upgraded. Unit 1: Spacious 2-bedroom, 1-bathroom apartment featuring access to the basement with washer & dryer, plus an attached garage for added convenience. Unit 2: Comfortable 1-bedroom, 1-bathroom apartment, also equipped with its own washer & dryer. This property offers flexibility—live in one unit and rent the other, or add it to your investment portfolio for steady rental income. Located on a quiet block with close proximity to shopping, public transportation, and major highways, it’s a smart buy in a desirable neighborhood. Don’t miss your chance to own this income-producing property in Northeast Philadelphia!

Getting Around

85
WalkingVery Walkable
60
TransitGood Transit
58
BikeBikeable

Schools

3/10
Lincoln High SchoolGrades PK,9-120.5 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Block
  • Construction materials: Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: AirLite
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,472 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 551448500
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 1,608 sqft
  • Lot size dimensions: 16.00 x 100.00

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Rear,Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Earthquake
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$431$5,172
Property Taxes $328$3,936
Electricity $224$2,692
Total$2,626$31,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,034/yr
40% on housing$78,780/yr
45% on housing$70,026/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 19149$134
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19149$161
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Price change$360,000
2025-08-26Listed for sale$399,000

For Sale by Agent

AgentChristine Quigley
BrokerageColdwell Banker Realty

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