See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9198 Winding Way, Oregon House, CA, 95962

2beds
1baths
1,063sqft
$369,000
$347price/sqft
$2,884/moest. monthly cost
$115,360/yrincome needed

About This Home

MOTIVATED SELLER - $30,000 PRICE REDUCTION! Overview- Welcome to a truly magical mountain retreat in Oregon House, set on 9.94 acres of serene beauty with breathtaking long-distance views. This unique two-story home offers a peaceful escape with the perfect blend of comfort, functionality, privacy, and natural charm. Offering tremendous versatility, the property could serve as a full-time residence, private getaway, or income-producing vacation rental. Interior Features - The upper level features a spacious primary suite designed for relaxation, complete with its own private deck. The primary bathroom is a standout, showcasing striking cobalt blue tile, a luxurious soaking tub, and a separate walk-in shower, creating a spa-like experience at home. Downstairs, the kitchen and living room are thoughtfully positioned to capture the stunning views, with direct access to the covered deck for seamless indoor-outdoor living. - Land & Outbuildings - The land is equally impressive, featuring a separate cross-fenced garden area with raised beds, mature fruit trees, and established grape vines perfect for those seeking a farm-to-table lifestyle. A substantial metal shop with a covered overhang provides excellent workspace and storage. A separate shed houses the laundry, additional storage, and a backup generator, offering added peace of mind during power outages. -Outdoor Living- From the quaint upstairs private deck to the expansive downstairs wraparound covered deck, enjoy panoramic vistas stretching for miles ideal for morning coffee, sunset gatherings, or simply soaking in the peaceful surroundings. Follow the natural stone walkway and stairs to a charming campground-style outdoor retreat, enhanced by two small pond water features that create a tranquil, inviting atmosphere. This space is perfect for entertaining, relaxing, or hosting family and guests. Location & Access - Recreation is close at hand with Lake Francis, Thousand Trails, Collins Lake, and Bullards Bar Reservoir nearby. Enjoy peaceful country living without sacrificing convenience: * Approximately 10 minutes to gas, groceries, restaurants, the Post Office, and hardware * About 30 minutes to larger towns, shopping, hospitals, and additional services * Approximately 1.25 hours to/from Sacramento International Airport Discover the beauty, privacy, and possibilities of this exceptional Oregon House retreat!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

3/10
6/10
4/10
Marysville High SchoolGrades 9-1220.1 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barn Type,Bungalow,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Tankless Water Heater,Dryer,Washer
  • Laundry features: In Garage,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Other

Features

  • Flooring: Wood,Painted/Stained

Heating & Cooling

  • Heating features: Propane,Electric,Wood Stove
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,063 sqft

Kitchen

  • Features: Synthetic Counter,Laminate Counters

Master Bathroom

  • Features: Shower Stall(s),Soaking Tub,Tile,Window

Master Bedroom

  • Features: Balcony

Property

Details

  • Parcel number: 048250021000
  • Zoning: A/RR
  • Special condition: Standard
  • Horse amenities: Trailer Storage,Cross Fenced,Hay Storage,See Remarks

Features

  • Exterior features: Balcony,Fire Pit
  • Fencing: Partial Cross,Cross Fenced
  • Topography of land: Downslope,Level,Lot Grade Varies,Trees Many,Downslope,Level,Lot Grade Varies,Trees Many
  • Horses can be raised: Yes

Lot

  • Lot size: 9.94 Acres
  • Features: Private,Secluded,Garden

Parking

  • Parking features: Boat,RV Possible,Uncovered Parking Space,Uncovered Parking Spaces 2+,Guest,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Landslide

FEMA Declared Disasters in Yuba County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$259$3,108
Property Taxes $362$4,344
Electricity $398$4,786
Total$2,884$34,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,880/yr
40% on housing$86,520/yr
45% on housing$76,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 95962$168
Yuba County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 95962$245
Yuba County$268

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$359,000
2026-05-28Price change$369,000
2026-05-19Listed for sale$389,000
2018-12-10Sold$200,000
2018-09-28Price change$229,000
2018-08-06Price change$239,000
2018-07-06Listed for sale$249,000

For Sale by Agent

AgentMonica Keller
BrokerageCentury 21 Select Real Estate

Similar Homes