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1321 N 7th St #3, Philadelphia, PA, 19122

2beds
2baths
1,103sqft
$340,000
$308price/sqft
$2,849/moest. monthly cost
$113,960/yrincome needed

About This Home

Welcome to 1321 N 7th Street, Unit 3 — a stylish top-floor condo in Ludlow offering 2 bedrooms, 2 bathrooms, and a private roof deck with beautiful skyline views. The open living space feels bright and inviting, with soaring ceilings, custom built-ins, and a sleek tiled electric fireplace that adds just the right amount of warmth and character. The kitchen is perfectly positioned beneath an oversized skylight, bringing gorgeous natural light into the heart of the home. White shaker cabinetry, granite countertops, stainless steel appliances, and seating for four make the space both polished and practical. Down the hall, the second bedroom offers generous closet space and access to a full Jack-and-Jill style bathroom, while the primary suite features oversized windows and its own modern ensuite with a tiled walk-in shower. With secure basement storage, easy access to public transit and major highways, and a number of restaurants and coffee bars nearby, this home is one not to miss!

Getting Around

89
WalkingVery Walkable
76
TransitExcellent Transit
76
BikeVery Bikeable

Schools

4/10
Ludlow James R SchoolGrades PK-80.1 mi
4/10
Penn Treaty Middle SchoolGrades 6-121.1 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional,Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Built-in Features
  • Window features: Skylight(s)
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,103

Heating & Cooling

  • Heating features: Forced Air,Other
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,103
  • Total interior livable area: 1,103 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 888140824
  • Zoning: RM1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Roof Deck

Lot

  • Lot size: 1,620 sqft
  • Lot size dimensions: 18.00 x 90.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$666$7,992
Property Taxes $240$2,880
Electricity $224$2,692
Total$2,849$34,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,680/yr
40% on housing$85,470/yr
45% on housing$75,973/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 19122$188
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19122$78
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$324,900
2026-06-10Listed for sale$340,000
2025-05-19Listing removed$359,999
2025-03-28Price change$359,999
2025-03-21Listed for sale$372,000
2022-05-18Sold$367,500
2022-04-05Contingent$390,000
2022-04-02Price change$390,000
2022-03-31Listed for sale$375,000
2016-06-08Sold$270,000
2016-02-12Sold$298,000

For Sale by Agent

AgentNancy Serpentine
BrokerageCompass RE

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