




2656 Secret Lake Ln, Fallbrook, CA, 92028
About This Home
Rare gated 1.5-acre property directly across from Monserate Winery. Located inside a private gated community with extremely low HOA fees, this beautiful estate sits along a picturesque tree-lined street and offers over 3,100 square feet of living space with 3 bedrooms and 3.5 bathrooms, including two master bedrooms with one located on the main level and another upstairs. One of the most unique aspects of this location is that the home sits directly across from the renowned Monserate Winery, one of North County’s premier destinations for wine, dining, and live events. The property feels like a private retreat with walking trails, mature landscaping, and outdoor spaces designed for entertaining and relaxing. The backyard features a resort-style pool and spa with rock waterfall, elevated deck with hillside views, and a fully equipped outdoor kitchen capturing the best of Southern California indoor-outdoor living. Inside, the home features Jenn-Air appliances and several recent upgrades including brand new skylights, new attic insulation, a new pool and spa heater, newer AC units, and refreshed landscaping with new mulch and professionally trimmed trees. The lower level offers exceptional flexibility and can function as a private multigenerational living space or mother-in-law suite with its own large living room, wet bar with full-size refrigerator, master bedroom, and 1.5 bathrooms. A recent appraisal completed March 13 valued the home at $1,275,000, yet the property is offered at $1,175,000, creating an opportunity for buyers to walk in with built-in equity.
Getting Around
Schools
Construction
Condition
- Year built: 1991
Materials
- Roof: Concrete
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range/Oven
- Laundry features: Gas & Electric Dryer HU
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 3,110
- Total interior livable area: 3,110 sqft
Property
Details
- Parcel number: 1241706000
- Zoning: R-1:SINGLE
- Zoning description: R-1:SINGLE
Features
- Levels: 2 Story
- Pool features: Below Ground
- Fencing: N/K
Lot
- Lot size: 1.53 Acres
Parking
- Total spaces: 5
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Heat Wave
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,941 | $71,292 |
| Home Insurance * | $332 | $3,984 |
| Property Taxes | $1,043 | $12,516 |
| Electricity | $666 | $8,002 |
| Total | $7,982 | $95,784 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-18 | Listed for sale | $1,175,000 |
| 2024-06-10 | Sold | $1,125,000 |
| 2024-05-06 | Contingent | $1,175,000 |
| 2024-03-13 | Listed for sale | $1,175,000 |
| 2008-08-29 | Sold | $629,000 |
| 2008-05-29 | Listing removed | $859,000 |
| 2007-11-14 | Listed for sale | $859,000 |
| 2003-08-15 | Sold | $619,000 |
| 1997-05-15 | Sold | $315,000 |
