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2292 Dos Lomas, Fallbrook, CA, 92028

4beds
4baths
4,847sqft
$1,700,000
$351price/sqft
$11,591/moest. monthly cost
$463,640/yrincome needed

About This Home

Welcome to 2292 Dos Lomas, a stunning hilltop estate nestled within the prestigious gated community of Champagne Crest in Fallbrook. Set on 2.13 private acres, this exceptional residence offers 4,847 square feet of refined living with sweeping mountain and neighborhood views. This 4-bedroom, 3.5-bath home features a private upstairs primary retreat, creating a serene escape with elevated privacy. The main level is designed for both everyday comfort and elegant entertaining, showcasing formal living and dining rooms, a generous family room, and an oversized bonus room ideal for a game or pool table. Architectural details abound, including soaring 22-foot ceilings, vaulted architecture, crown molding, and three fireplaces that add warmth and sophistication throughout. Covered balconies enhance the indoor-outdoor experience, capturing the scenic surroundings. The kitchen is thoughtfully appointed with granite countertops and a breakfast dining area overlooking the rolling hills—perfect for casual mornings or hosting guests. Outdoors, the pool and spa area provide the foundation for a custom luxury retreat, while the expansive grounds offer privacy and endless potential. Additional highlights include covered parking for four large vehicles and a detached 28’ x 45’ motorhome garage. This exceptional property presents a rare opportunity to own nearly 5,000 square feet in one of Fallbrook’s most sought-after gated communities—positioned with compelling value and long-term upside.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
5/10
Bonsall HighGrades 9-122.9 mi

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Brick Walls,Balcony,Ceiling Fan(s),High Ceilings,Pantry,Sunken Living Room,Bar,All Bedrooms Up
  • Fireplace features: Family Room,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 4,847 sqft

Property

Details

  • Parcel number: 1242014800
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1st floor
  • Private pool: Yes
  • Pool features: Private
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 2.13 Acres
  • Features: 2-5 Units/Acre

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,596$103,152
Home Insurance *$481$5,772
Property Taxes $1,475$17,700
Electricity $1,039$12,472
Total$11,591$139,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$397,405/yr
40% on housing$347,730/yr
45% on housing$309,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 92028$406
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92028$417
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$1,749,000
2012-12-27Sold$845,000
2012-12-04Pending sale$890,000
2012-11-03Listed for sale$890,000
2012-10-18Sold$708,750
2012-04-25Price change$875,000
2012-02-24Listed for sale$845,000
2004-03-19Sold$500,000
1996-12-30Sold$100,000

For Sale by Agent

AgentERICA OROZCO-PEREZ
BrokerageH & L Legacy Corp.

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