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4744 Via Serra, Fallbrook, CA, 92028

2beds
2baths
1,633sqft
$675,000
$413price/sqft
$4,593/moest. monthly cost
$183,720/yrincome needed

About This Home

ASSUMABLE VA LOAN!!! Experience the exceptional quality and craftsmanship of this charming Weir Brothers–built home, thoughtfully updated with modern improvements while preserving its distinctive character. The beautifully remodeled kitchen features granite countertops, newer cabinetry, and opens seamlessly to the spacious dining and living areas, where soaring wood ceilings and an impressive oversized fireplace create a warm, inviting atmosphere. Tile flooring flows throughout the home, enhancing both style and durability. Designed to embrace indoor-outdoor living, three sets of sliding glass doors fill the home with natural light and provide easy access to the private, low-maintenance backyard with artificial turf—perfect for relaxing or entertaining. Five skylights, plantation shutters, and super energy-efficient triple-pane windows and sliders further enhance comfort, privacy, and year-round efficiency. Energy-conscious buyers will appreciate the paid solar system and newer roof, offering long-term value and peace of mind. The generously sized rooms provide comfortable living throughout, while the low HOA includes exceptional amenities such as a community pool, trash service, internet, and cable, delivering outstanding value with minimal upkeep. Conveniently located just minutes from Highways 76 and 15, this move-in-ready home offers the perfect combination of timeless craftsmanship, thoughtful upgrades, energy efficiency, and everyday convenience.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
5/10
Bonsall HighGrades 9-122.5 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Concrete
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garage Door Opener,Microwave,Range/Oven,Solar Panels,Washer,Convection Oven,Electric Oven,Electric Range,Electric Stove,Energy Star Appliances,Range/Stove Hood,Electric Cooking
  • Laundry features: Electric,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub,Beamed Ceilings,Ceiling Fan,Kitchen Island,Kitchenette,Open Floor Plan,Pantry,Shower,Shower in Tub,Storage Space,Cathedral-Vaulted Ceiling,Kitchen Open to Family Rm
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: FP in Family Room

Heating & Cooling

  • Heating features: Zoned Areas,Forced Air Unit
  • Cooling features: Wall/Window,Zoned Area(s),Electric,Whole House Fan

Interior Area

  • Total structure area: 1,633
  • Total interior livable area: 1,633 sqft

Property

Details

  • Parcel number: 1251826900
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Pool features: Community/Common
  • Fencing: Partial,Excellent Condition,Chain Link,Wood
  • Has view: Yes
  • View description: Mountains/Hills

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$191$2,292
Property Taxes $591$7,092
Electricity $398$4,786
Total$4,593$55,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,474/yr
40% on housing$137,790/yr
45% on housing$122,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 92028$406
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92028$417
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$675,000
2026-07-31Listed for sale$675,000
2026-07-31Listing removed$699,900
2026-06-25Price change$699,900
2026-06-11Listed for sale$720,000
2024-08-28Listing removed$3,150
2024-08-13Listed for rent$3,150
2020-06-17Sold$489,000
2020-05-19Pending sale$489,000
2020-03-13Listed for sale$489,000
2020-02-15Pending sale$489,000
2020-02-06Listed for sale$489,000
2019-11-07Listing removed$479,900
2019-10-02Pending sale$479,900
2019-06-29Listed for sale$479,900
2017-01-24Sold$365,000
2017-01-13Pending sale$410,000
2017-01-06Listed for sale$410,000
2009-12-17Listing removed$425,000
2009-12-05Listed for sale$425,000
2006-02-23Sold$410,000

For Sale by Agent

AgentElisa Hammer
BrokerageRedfin Corporation

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