32336 Cole Grade Rd, Valley Center, CA, 92082
About This Home
ZERO down payment with 100% financing possibility for this unique and completely remodeled USDA property. Please check with a USDA lender for details and qualifications. Nestled in the serene hills, you will find this private single story gated estate, with a panoramic view, that sits on 1.85 acres of land. Through a double entry door you will find a fully remodeled home with brand new energy efficient AC and heating system, accompanied by new ducting throughout the home. Beautiful new flooring warming the entire place, hosting a brand new kitchen, with new cabinets, countertops and backsplash. Alongside your new kitchen sits brand new appliances, including a refrigerator, dishwasher and stove/range. All new doors present in the home, and new energy efficient windows throughout. The upgrades continue to your bathrooms with new vanities, toilets and tub/showers. The home is equipped with Moen fixtures throughout and beautiful black hardware to match. Plenty of room to build a pool and ADU, and only two miles to the local schools.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1978
Materials
- Roof: Clay,Spanish Tile,Tile
- Construction materials: Drywall,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: 6 Burner Stove,Built-In Range,Dishwasher,ENERGY STAR Qualified Appliances,Electric Oven,Freezer,Ice Maker,Refrigerator,Range Hood,Water To Refrigerator
- Laundry features: Washer Hookup,In Garage
Bathroom
- Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Full Bath on Main Level,Granite Counters,Linen Closet,Remodeled,Soaking Tub,Separate Shower,Tub Shower
Bedroom
- Features: All Bedrooms Down
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Breakfast Bar,Separate/Formal Dining Room,Granite Counters,Open Floorplan,Recessed Lighting,Unfurnished,All Bedrooms Down,Attic,Bedroom on Main Level,Main Level Primary,Primary Suite,Walk-In Closet(s)
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,ENERGY STAR Qualified Equipment
- Cooling features: Central Air,ENERGY STAR Qualified Equipment
Interior Area
- Total interior livable area: 1,875 sqft
Master Bedroom
- Features: Main Level Primary
Other
- Features: Walk-In Closet(s)
Property
Accessibility
- Accessibility features: Safe Emergency Egress from Home,No Stairs,Accessible Doors
Details
- Parcel number: 1323202300
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front of House
- Pool features: None
- Exterior features: Misting System
- Spa features: None
- Has view: Yes
- View description: City Lights,Courtyard,Canyon,Hills,Meadow,Mountain(s),Orchard,Panoramic,Valley,Trees/Woods
- Horses can be raised: Yes
Lot
- Lot size: 1.85 Acres
- Features: Agricultural,Back Yard,Front Yard,Garden,Horse Property,Lot Over 40000 Sqft,Landscaped,Pasture,Sprinkler System,Yard
Parking
- Total spaces: 2
- Parking features: Garage,On Site
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Drought
- Earthquake
- Heat Wave
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,854 | $58,248 |
| Home Insurance * | $338 | $4,056 |
| Property Taxes | $895 | $10,740 |
| Electricity | $402 | $4,824 |
| Total | $6,489 | $77,868 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $988,000 |
| 2026-03-26 | Price change | $999,000 |
| 2026-01-17 | Price change | $1,040,000 |
| 2025-12-03 | Price change | $1,089,899 |
| 2025-11-08 | Listed for sale | $1,099,988 |
| 2024-12-26 | Sold | $605,000 |
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